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銀行英語會話(MP3+中英字幕) 第2課:開立賬戶 Opening Account

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Lesson 2 Open an Account

第二課 開立賬戶

Key Sentences

重點句型

I'd like to open a bank account.

我想開立一個銀行賬戶.

We offer current accounts and fixed deposit for individuals.

我們對個人提供活期存款和定期存款

What kind of accounts did you have in mind?

你想存哪一種?

The minimum balance is one yuan.

存款最小余額為1元.

Fifty dollars is the minimum original deposit.

五十元為最低起存額.

Fill in the deposit slip first please.

請先填寫這張存款單.

There isn't any service charge.

我們不收任何手續費.

I'd like to close my account with your bank Please keep the bankbook.

我要結清我在這里的賬戶請拿好存折.

Press the buttons on this machine,and enter your pin number for four digits.

按這個裝置上的按鈕,輸入四位阿拉伯數字的密碼.

Dialogue 1

對話1

A:May I help you,sir?

我能為您做點什么嗎,先生?

B:Yes,please.I'd like to open a bank account with you.

謝謝.我想在你們這里開立一個銀行賬戶.

Can you giveme some information?

請您和我說說這方面的事好嗎?

A:Yes,I'd be very happy to help you.

好的,我很樂意為您服務.

Usually we offer current accounts and fixed accounts for individuals.

我們通常對個人提供活期賬戶和定期賬戶.

B:Oh,it's almost the same in America.

哦,幾乎和美國的一樣.

A:What kind of account did you have in mind?

您想開什么賬戶呢?

B:Well,I'd prefer to open a current account.

我想開一個活期賬戶.

Notes

注釋

I'd like to open a bank account with you.

我想在你們這里開立一個銀行賬戶.

I'd like to do=I would like to do.I'd like him to come.

我希望他能來.

He would like to join our discussion.

他想參加我們的讀者討論.

current accounts fixed term deposit

活期存款 定期存款

What kind of account did you have in mind?

你想開什么賬戶?

have something in mind

想到某事

What kind of account would you like?

你想開什么賬戶?

What kind of account are you going to open?

你要開什么賬戶?

once again

再讀一遍

A:May I help you,sir?

我能為您做點什么嗎,先生?

B:Yes,please.I'd like to open a bank account with you.Can you give me some information?

謝謝.我想在你們這里開立一個銀行賬戶.請您和我說說這方面的事好嗎?

A:Yes,I'd be very happy to help you.

好的,我很樂意為您服務.

Usually we offer current accounts and fixed accounts for individuals.

我們通常對個人提供活期賬戶和定期賬戶.

B:Oh,it's almost the same in America.

哦,幾乎和美國的一樣.

A:What kind of account did you have in mind

您想開什么賬戶呢?

B:Well,I'd prefer to open a current account.

我想開一個活期賬戶.

Dialogue 2

對話2

A:Could you tell me something about savings accounts?

對話2 能否告訴我有關儲蓄賬戶的事情?

B:I'd love to.We call our regular savings account as passbook savings.

很樂意.我們把普通儲蓄賬戶稱為銀行存折賬戶.

You may open an account in your name.

您可用您的名字開立賬戶.

A:Is there any minimum balance?

有沒有存款最小余額的限制?

B:Yes,one yuan is the minimum balance.

是的,最小存款余額為一元.

And you may make deposits or withdrawals at anytime

您可以隨時存款或取款,

and you just need to present your passbook

只需要出示存折

and a deposit slip or a withdraw slip.

和存款憑條或取款憑條.

A:I see.There is one more thing I'd like to know,that is,do I earn interest on the account?

我明白了.我想知道另一件事,那就是,我能從賬戶上得到利息嗎?

B:Yes,of course,we pay the interest rate permitted for banks.

對我們支付銀行允許的利率.

Every half a year

每半年

we credit the earned interest into to your account automatically.

我們會自動把利息劃入您的賬戶.

A:I see.Thank you. By the way,when does the bank close?

我明白了,謝謝順便問一下銀行幾點關門?

B:It close at 5 P.M.

下午五點.

A:Thank you very much for the information.B:You are welcome.

非常感謝你告訴我這些情況.不用謝.

Notes

注釋

A:Could you tell me something about savings account?B:I'd love to.

能否告訴我有關儲蓄賬戶的事情?很樂意.

Certainly.Sure.Yes,of course.By all means.

(肯定回答)

I'm sorry I can't.I'm afraid I can't help.

(否定回答)

interest rate

利率

What's the annual interest rate?

年息多少?

What's the interest rate for the current accounts?

活期存款的利率是多少?

Once again

再讀一遍

A:Could you tell me something about savings accounts?

能否告訴我有關儲蓄賬戶的事情?

B:I'd love to.We call our regular savings account as passbook savings.

很樂意.我們把普通儲蓄賬戶稱為銀行存折賬戶.

You may open an account in your name.

您可用您的名字開立賬戶.

A:Is there any minimum balance?

有沒有存款最小余額的限制?

B:Yes,one yuan is the minimum balance.

是的,最小存款余額為一元.

And you may make deposits or withdrawals at anytime

您可以隨時存款或取款,

and you just need to present your passbook

只需要出示存折

and a deposit slip or a withdraw slip.

和存款憑條或取款憑條.

A:I see.There is one more thing I'd like to know,

我明白了.我想知道另一件事,

that is,do I earn interest on the account?

那就是,我能從賬戶上得到利息嗎?

B:Yes,of course,we pay the interest rate permitted for banks.

對我們支付銀行允許的利率.

Every half a year we credit the earned interest to your account automatically

每半年,我們會自動把利息劃入您的賬戶.

A:I see.Thank you. By the way,when does the bank close?

我明白了,謝謝,順便問一下銀行幾點關門?

B:It close at 5 P.M.A:Thank you very much for the information.

下午五點.非常感謝你告訴我這些情況.

B:You are welcome.

不用謝.

Dialogue 3

對話3

A:I need to open a savings account.What's the procedure for it?

我想開一個儲蓄賬戶.有什么手續嗎?

B:First,you need to complete a deposit slip.

首先,你需要填寫一張存單.

A:Any fees for the service?

你們收手續費嗎?

B:No.There isn't any service charge.Would you like to have a password?

不,我們不收任何手續費.您需要用密碼嗎?

A:Yes,I'd like to.

是的.

B:Please press the buttons on this machine,and enter your pin number for four digits.

請按這機器上的按鈕,輸入4位數的密碼.

What sort of account do you want?

您想開什么賬戶?

A:I'd rather open a current account.

我想選活期存款.

B:The annual interest rate is 3.5%.A:Good.I'd like to deposit 300 dollars.

活期存款的年息是3.5%.好的,我想存300美元.

Notes

注釋

What's the procedure for it?

有什么手續嗎?

I wonder how to open an account?

我想知道如何開戶?

I'd like to deposit 300 dollars.Deposit

我想存300美元.存款

He always deposit half salary in the bank.

他經常把薪水的一半存在銀行里.

I'd like to make a deposit of $300.

我想存300美元

Once again

再讀一遍

A:I need to open a savings account.What's the procedure for it?

我想開一個儲蓄賬戶.有什么手續嗎?

B:First,you need to complete a deposit slip.

首先,你需要填寫一張存單.

A:Any fees for the service?

你們收手續費嗎?

B:No.There isn't any service charge.Would you like to have a password?

不,我們不收任何手續費.您需要用密碼嗎?

A:Yes,I'd like to.

是的.

B:Please press the buttons on this machine,

請按這機器上的按鈕,

and enter your pin number for four digit.

輸入4位數的密碼.

What sort of account do you want?

您想開什么賬戶?

A:I'd rather open a current account.

我想選活期存款.

B:The annual interest rate is 3.5%.

活期存款的年息是3.5%.

A:Good.I'd like to deposit 300 dollars.

好的,我想存300美元.

Dialogue 4

對話4

A:Good morning,sir. Can I help you?

早上好,先生,您要什么服務?

B:Good morning.I want to open a checking account.

早上好,我想開一個支票賬戶.

Do I have to be a regular customer of your bank?

我必須是你們的老客戶嗎?

A:No,sir,not at all.

不,先生,完全不必.

What you should do is to fill out this form and make your initial deposit.

您只需要填寫一張表格和存入首筆存款.

B:What's the minimum deposit for opening a checking account?

支票賬戶的最低起存額是多少

A:100 dollars.

100美元.

B:I want to deposit 200 dollars.

我想存200美元.

A:Very well,sir.

很好,先生.

B:Let me have a look at the form.You want my name,address.

我看看這張表.你們需要我填寫姓名,地址.

What does it mean by secret number?

這里的'密碼'是什么意思?

A:We ask that for identification purpose in case you lose your passbook,sir.

我們可用來確認您的身份,先生.萬一你丟失了存折,先生.

We use it to positively identify you.

我們可以用它來確切地辨認您的身份.

B:I understand.Well,I'll fill this out.Here you are.Is that all right?

我明白了.好,我會把它填好.給你,可以了嗎?

A:Yes,that's OK.Would you mind showing me your passport?

是的,可以了,請給我看一下您的護照,您介意嗎?

B:Of course not.Here you are.Can I write a check now?

當然可以.給你,我現在可以填寫支票了嗎?

A:Yes,you can. Here's the checkbook.

可以了.給您支票本.

Notes

注釋

in case

萬一,以免,以防

Take your coat in case it rains.

帶著雨衣,以防下雨.

In case he arrives before I get back,please ask him to wait

萬一他在我回來之前到達,請他等一下.

Once again

再讀一遍

A:Good morning,sir.Can I help you?

早上好,先生,您要什么服務?

B:Good morning.I want to open a checking account.

早上好,我想開一個支票賬戶.

Do I have to be a regular customer of your bank?

我必須是你們的老客戶嗎

A:No,sir,not at all.

不,先生,完全不必.

What you should do is to fill out this formand make your initial deposit.

您只需要填寫一張表格和存入首筆存款.

B:What's the minimum deposit for opening a checking account?

支票賬戶的最低起存額是多少

A:100 dollars.B:I want to deposit 200 dollars.A:Very well,sir.

100美元.我想存200美元.很好,先生.

B:Let me have a look at the form.You want my name,address.

我看看這張表.你們需要我填寫姓名,地址.

What does it mean by secret number?

這里的'密碼'是什么意思?

A:We ask that for identification purpose in case you lose your passbook,sir.

我們可用來確認您的身份,先生.萬一你丟失了存折,先生.

We use it to positively identify you.

我們可以用它來確切地辨認您的身份.

B:I understand.Well, I'll fill this out. Here you are.Is that all right?

我明白了.好,我會把它填好.給你,可以了嗎?

A:Yes,that's OK.Would you mind showing me your passport?

是的,可以了,請給我看一下您的護照,您介意嗎?

B:Of course not.Here you are.Can I write a check now?

當然可以.給你,我現在可以填寫支票了嗎?

A:Yes,you can. Here's the checkbook.

可以了.給您支票本.

重點單詞   查看全部解釋    
permitted

想一想再看

adj. 被允許的 v. 允許(permit的過去分詞)

 
withdraw [wið'drɔ:]

想一想再看

vt. 撤回,取回,撤退
vi. 退回,撤退,

聯想記憶
identify [ai'dentifai]

想一想再看

vt. 識別,認明,鑒定
vi. 認同,感同身

 
credit ['kredit]

想一想再看

n. 信用,榮譽,貸款,學分,贊揚,賒欠,貸方

聯想記憶
procedure [prə'si:dʒə]

想一想再看

n. 程序,手續,步驟; 常規的做法

聯想記憶
original [ə'ridʒənl]

想一想再看

adj. 最初的,原始的,有獨創性的,原版的

聯想記憶
understand [.ʌndə'stænd]

想一想再看

vt. 理解,懂,聽說,獲悉,將 ... 理解為,認為<

 
current ['kʌrənt]

想一想再看

n. (水、氣、電)流,趨勢
adj. 流通的

聯想記憶
check [tʃek]

想一想再看

n. 檢查,支票,賬單,制止,阻止物,檢驗標準,方格圖案

聯想記憶
slip [slip]

想一想再看

v. 滑倒,溜走,疏忽,滑脫
n. 滑倒,溜走

 
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