評(píng)論
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To tell you the truth, I was just thinking of that.
說實(shí)話我也正在考慮這事。
Additional premium? That's not a problem. There's no harm in doing things on the safe side.
額外保險(xiǎn)費(fèi)？這沒問題。做事保險(xiǎn)一些總沒壞處。
Then we will cover War Risk for you.
這樣我們就替你投保戰(zhàn)爭(zhēng)險(xiǎn)。
Good. One more thing. What if I want a 130% coverage?
好的。還有一件事，如果我按130%投保呢？
You mean 130% of the invoice value? This can be done, but you will have to pay the extra premium too.
你是說發(fā)票金額的130%嗎？可以，但也要交額外保險(xiǎn)費(fèi)。
In this case I'd rather have 110%.
這樣的話，我還是投保110%吧。
We usually insure against All Risks for 110% of the invoice value.
我們通常按發(fā)票金額的110%投保一切險(xiǎn)。
Does All Risks include War Risk?
一切險(xiǎn)也包括戰(zhàn)爭(zhēng)險(xiǎn)嗎？
No. War Risk is a special additional risk, and it has to be arranged separately.
不。戰(zhàn)爭(zhēng)險(xiǎn)是一種特殊附加險(xiǎn)，必須單獨(dú)投保。
But judging from the recent situation in Kosovo, I think War Risk should be covered.
但是從科所沃目前的形勢(shì)看，我認(rèn)為應(yīng)該投保戰(zhàn)爭(zhēng)險(xiǎn)。
We can certainly do this, but it is subject to an additional premium, because our CIF quotation doesn't include this risk.
我們當(dāng)然可以做到，但戰(zhàn)爭(zhēng)險(xiǎn)要交額外保險(xiǎn)費(fèi)，因?yàn)槲覀僀IF報(bào)價(jià)沒有包括這種險(xiǎn)別。
What about W.P.A.?
水漬險(xiǎn)呢？
W.P.A. has a broader coverage. It covers everything in F.P.A. plus partial loss caused by natural calamities.
水漬險(xiǎn)范圍廣一些，除了平安險(xiǎn)的范圍外，還包括自然災(zāi)害引起的部分損失。
And All Risks?
那么一切險(xiǎn)呢？
All Risks means WPA plus additional risks, or extraneous risks, risks not incidental to transport by sea.
一切險(xiǎn)就是水漬險(xiǎn)加上附加險(xiǎn)，附加險(xiǎn)即不是由于海上運(yùn)輸本身的特性所帶來的風(fēng)險(xiǎn)。
I see. Now, for this particular article, what risks do you usually cover?
我明白了。那么我們這批貨，你們通常投保什么險(xiǎn)呢？
I have to say that I know every little about this clause. Can you explain it a little?.
我得說我對(duì)這個(gè)條款了解很少。你能不能解釋一下？
OK.OMCC provides coverage of three basic, some additional risks and some special additional risks.
好的。《海洋運(yùn)輸貨物保險(xiǎn)條款》承保三種基本險(xiǎn)、一些附加險(xiǎn)和一些特殊附加險(xiǎn)。
The three basic risks are Free from Particular Average (F.P.A.), With Particular Averaged (W.P.A.) and All Risks (A.R.).
這三種基本險(xiǎn)是平安險(xiǎn)、水漬險(xiǎn)和一切險(xiǎn)。
