正確說美語口語:可以分期付款嗎?

在美國買車、電視、冰箱、家具、鋼琴等高價品(big-ticket item)都采取分期付款.一般都是先付20%的頭期款(down payment),另外80%在三年左右分期付清.
Is financing available?=Is credit available? 可以分期付款嗎?
How much do I put down?=How much down? 頭期款多少?
Did you pay off your car yet? 你的汽車貸款都付清了嗎?
-No,I still have six more monthly payments to make. 沒有,還要付六個月./ It's paid up already. 已經付清了.
Try to translate this dialogue!--------------------------------
A:How much is this car?
B:$9,850 plus tax and licensing fees.
A:Is financing available?
B:Of course.You put down 20 percent and the remaining 80 percent will be spread out in 36 monthly payments.
A:What's the interest rate?
B:Eleven and a half percent.
A:What's the membership fee?
B:Two big ones.
A:Do I have to pay in a lump sum?
B:No.You may pay in five installments.
參考答案:
A:How much is this car? 這輛車多少錢?
B:$9,850 plus tax and licensing fees. 9850美元,含稅和牌照費.
A:Is financing available? 可以分期付款嗎?
B:Of course.You put down 20 percent and the remaining 80 percent will be spread out in 36 monthly payments. 先付20%,剩下的80%分三年按月付就可以了.[spread out 分期(償還)]
A:What's the interest rate? 利率多少?
B:Eleven and a half percent. 11.5%
A:What's the membership fee? 會員費是多少?
B:Two big ones. 2000美元.(big one=grand [俚語]一千元)
A:Do I have to pay in a lump sum? 要一次付清嗎?(a lump sum一次付清)
B:No.You may pay in five installments.不用.可以分五次付.
