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China will cut the reserve requirement ratio (RRR) by 0.5 percentage points in the near future, providing about 1 trillion yuan (about 141.78 billion US dollars) in long-term liquidity to the financial market, Pan Gongsheng, governor of the People's Bank of China, said on Tuesday.
中國人民銀行主要負責人潘功勝介紹，近期將下調存款準備金率0.5個百分點，向金融市場提供長期流動性約1萬億元；今年內將視市場流動性狀況，可能擇機進一步下調存款準備金率。
The average reduction in mortgage rates for existing home loans is expected to be around 0.5 percentage points, Pan told a press conference.
潘在新聞發布會上說，引導商業銀行將存量房貸利率降至新發房貸利率附近，預計平均降幅大約在0.5個百分點左右。
The minimum down payment ratio for both first and second homes will be unified, with the nationwide minimum down payment ratio for second homes to be reduced from 25 percent to 15 percent, Pan said.
潘說，將全國層面的二套房貸最低首付比例由25%下調到15%，統一首套房和二套房的房貸最低首付比例。
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