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3. Watch and Establish Credit.
3. 留心信用情況并建立信用Get an individual credit card if you don't have one already, and consider freezing joint credit cards.
如果你還沒有個人信用卡，那么現在就去辦一張，并考慮凍結聯合信用卡。
Obtain a credit report for yourself, says Anthony Ogorek, a financial planner in Williamsville, N.Y. A credit report will detail balances outstanding as well as open and closed lines of credit.
'This can be critical in the event a spouse tries to retaliate by running up credit balances,' he says.
他說，如果配偶企圖通過刷爆信用卡來報復你，那么這一步就顯得至關重要。
It can also determine if your spouse has opened accounts you are unaware of, says Bonnie Sewell, a financial planner in Leesburg, Va. You can obtain a copy of your report free at AnnualCreditReport.com.
弗吉尼亞州利斯堡(Leesburg)理財規劃師Bonnie Sewell稱，如果你的配偶開設了你不知道的賬戶，那你可以在AnnualCreditReport.com這個網站免費獲得信用報告的副本。
