2. Save and Budget.
2. 節省和籌劃
One of the most overlooked aspects of divorce is budgeting for it, says Ms. Vasileff.
Vasileff說,離婚最容易被人忽視的一方面是為此制作預算。
'Decide how much you will budget and which accounts will be used to pay for your divorce expenses,' she says. Try to avoid tapping into the 'wrong' accounts to pay for it. Taking money out of an individual retirement account, for example, may cost a penalty and taxes, she says.
她說,確定你的預算規模,以及用哪些賬戶來支付離婚的開銷。盡量避免動用“錯誤的”賬戶來支付。她說,例如使用個人退休賬戶中的資金可能被課以罰款和稅金。
你需要留出流動資金用于法律方面的費用,可能需要的另覓住處相關的支出,以及日常開銷。她說,你應當留好至少三個月的開銷,再加上額外的幾千美元以備請律師的預付開支。