11. Money is tight
資金很緊張

Nobody wants to be stalked by debt or creditors. You have to work out how best to stay within your budget. Think of ways to save, like having packed lunches. Never go shopping without a list. Avoid impulsive buys. Use cash as much as you can. Leave the credit cards at home as they tend to lull you into a fantasy world.
沒人愿意債務(wù)纏身或成為欠債的人，生活開支費用最好不要超出預(yù)算。想辦法節(jié)省一下預(yù)算，像午飯吃便當(dāng)；去購物時拉一個清單，避免沖動購物；盡量用現(xiàn)金消費，把信用卡放在家里，因為信用卡消費起來沒有概念。
來源:可可英語 http://www.ccdyzl.cn/read/201405/294380.shtml