Effects
效果
Though completing a college degree while you are young increases your earning potential, this does not mean that only current students can profit. Those with secure positions can earn raises and better benefits from going back to school. Those afraid of losing their jobs can acquire certification in another field, often while still working part or even full-time. For motivated students, a bachelor's degree takes about 4 years; 4 years is rarely enough time to be promoted based solely on experience. This disparity underlines the motivation behind and the importance of earning a college degree.
雖然趁著年輕完成大學學歷能夠提升你的收入潛力，但并不意味著只有在讀生才能獲此益處。那些有穩定職位的人能通過重返校園提高收入，獲得更大的利益。害怕丟掉工作的人可以在另一領域獲得資格證書，無論他們在兼職甚至是全職工作時都行。對于積極的學生來講，獲得學士學位需要約4年的時間；但僅僅憑借經驗來升職，4年是不夠的。這個差距強調了背后的學習動力和取得大學學歷的重要性。
Considerations
考量
When deciding whether to go back to school, one of the major factors in the decision should be job security. Today, many jobs are being outsourced to other countries for cheaper labor, or are being negated through technological improvements like robots. People without a college degree are likely to do manual labor, factory work and other jobs that are becoming increasingly less secure. Therefore, it is important to realize that while a certain unskilled job might be in high demand now, this is not likely to always be the case. Those with college degrees experience more job security because they fill positions for which relatively few people are qualified.
當決定是否重返校園時，最主要的考量因素之一就是工作保障。如今，許多工作被外包給其他國家的廉價勞動力，或者被類似于機器人的先進技術所淘汰。沒有大學學歷的人便可能會去做手工活，當工人或從事其他越來越沒保障的工作。因此，一定要意識到如此無技術含量的工作都已經炙手可熱了，粗活并非是永遠的解決之道。那些有大學學歷的人更能得到工作保障，是因為能夠勝任他們所處職位的人相對較少。
Misconceptions
誤解
Although a college degree is almost always worth the expense, it can be extremely costly, and, if you have trouble finding a job after graduation it can become a burden. Often people assume that simply getting a degree will solve all financial problems; the reality is that in order to profit the most from education, a lot of planning is in order. Before going into debt for a degree, make sure you know how much money you stand to make after you complete it. It is important not to waste money you do not have on college classes you are not prepared for or will not take seriously. However, if you think of college as an investment for dedicated individuals, its true value becomes clear.
盡管大學學歷通常物有所值，但它也可能極其昂貴，并且，如果你在畢業后難找工作，它還會成為你的負擔。人們常常設想只要取得了學歷就能解決所有經濟問題；事實上，要想從教育中獲得最大利潤，需要有條不紊額計劃。在為學歷負債之前，確定你知道自己畢業后能親自掙多少錢。千萬不要把錢浪費在你未準備好或不愿認真學習的課堂上。但是，如果你認為大學是個人熱忱的投資，那它真正的價值就會體現出來。