to earn extra cash even when full-time jobs and extra shifts aren't an option. They include taking in boarders, starting a small business and getting paid for your opinion. Some of this work provides only a free meal and $10 fee but others, such as tutoring or selling Grandma's diamond broach, could be quite lucrative。

　　幸運的是，即便是不能全職工作和加班，想要多賺些錢還是有很多方法的：比如說，為寄宿學(xué)校的學(xué)生提供住宿、經(jīng)營小本生意以及用你的觀點來賺錢。有些這樣的工作只能獲得一頓免費午餐和10美元的收入，但還有些卻可能賺取不菲的收入，比如說做家教或者出售奶奶戴過的鉆石胸針。

　　The key, according to Gail Cunningham, a spokeswoman for the National Foundation for Credit Counseling, is to 'find your skill or what you think would be fun to do.' She says, for example, someone with computer skills may want to teach a class, install computers or create Web sites。

　　全國信貸咨詢基金會 (National Foundation for Credit Counseling)的發(fā)言人蓋爾•坎寧安(Gail Cunningham)表示，關(guān)鍵在于"發(fā)現(xiàn)自己的專長或者找到自己興趣點所在。"她表示，比如說，有電腦技能的人或許希望能夠授課、安裝電腦或者創(chuàng)建網(wǎng)站。

　　Think about what are people willing to pay for, says Ms. Cunningham. 'Who do you know and how can you leverage existing relationships. For example, does your dentist need someone to clean the office or does your accountant need someone to cater the Christmas party?

　　"想想人們愿意出錢做的事情，"坎寧安說。"你認識誰，你如何利用現(xiàn)有的關(guān)系。"比如說，你的牙醫(yī)是否需要有人來打掃辦公室，或者，你的會計師是否需要找人來為圣誕節(jié)晚會準(zhǔn)備食物？