6. Spend Your Savings Wisely
Some people will tell you to invest your savings on the stock market or to put up your own business. Investments and entrepreneurship are high-risk, high-reward enterprises that are great when they succeed, but can fail without commitment and the right sense of direction. As much as rags-to-riches stories about people who made it big never fail to inspire, the truth is that a full-time job is the best way to get you out of a financial rut.
You need to dip into your savings account from time to time to pay the bills. Remember that when you’re out of a job, you don’t have a stable source of income. You also do not have a reliable way to fill up your bank account except for the bank’s interest rates. While you still do not have a job, be more thrifty and be frugal with your expenses. You may need to cut back on unnecessary costs and tighten your belt a bit, but you’ll be able to spend and invest more freely when you finally nail a regular job.
6，理智的使用你的儲蓄
一些人會告訴你把你的儲蓄投資于股票市場或創業。投資和創業都是高風險的。只有當它們成功的時候才會獲得很好的收益。但是選擇了錯誤的方向卻會失敗。盡管有很多的關于人們從一無所有到一夜暴富沒有失敗的故事激勵你，但真相是找一份全職的工作是使你擺脫經濟窘況的最好方法。
你必須時不時的去使用你的儲蓄來支付帳單。記住當你失業的時候，你己經沒有了穩定的收入來源。你沒有了可靠的經濟來源來填補除了利息以外的銀行賬戶。如果你沒有找到工作，盡量節儉些。你也許需要削減一些不必要的開支勒緊點你的褲帶。當你找到了一份穩定的工作的時候你就可以自由的消費和投資了。