評論
打印
Have weekly financial meetings. This is very important, and it’s a step that many couples overlook. Just because you have common financial goals and a plan and a system doesn’t mean that everything is fine. If one person takes responsibility for the finances, for example, and the other is out of the loop, then there will likely be problems down the road. I’ve known several couples like this — one partner took care of the finances and the other was blissfully ignorant … until it was revealed that they were way behind on payments and would soon have to file for bankruptcy. That wasn’t a good time in their relationship. To prevent problems like this, have a weekly meeting where you sit down and talk about finances. You can review your accounts, your spending plan, what is coming up in the next few weeks that you’ll need to budget for, any problem areas, what to do with your annual bonus, where you are with your goals, and so forth. Make sure you’re both caught up on everything, and that you’re working well as a team.
5. 開展每周金融會議。
這是非常重要的，這也是很多夫婦經常忽略的一步。就因為你們有了共同的金融目標，金融計劃，金融機制，并不代表你們能高枕無憂了。例如，假如一方負責管理帳目，而另一方卻一無所知，那么肯定會出現問題。就我認識的夫婦中，好些都有這樣的問題。一方管錢，而令一方則是盲目樂觀...直到發現自己入不敷出，并將很快破產。這時，兩者的關系肯定不怎么好。為了避免這種事情發生，開展每周金融會議吧，兩個坐下來，好好談談你們的財政情況。你們可以回顧一下你們的帳目，你們的消費計劃，看看接下來的幾周內你們要預算做些什么，其中存在哪些問題，怎樣處置你們的津貼，你們的目標已經進行到哪一步... 確保兩個人都跟得上進度，并且兩個人共同努力。
