Develop a system for finances that works for both of you. In order to put your financial plan into action, you’ll need to figure out how you’re going to pay your bills, pay debt, deposit into savings, have money for various spending needs (like gas and groceries and eating out), and so forth. Someone will have to take responsibility for each part of the system (it’s better if you’re both involved, but you should find what works best for you as a couple). One person might go to the bank while the other updates your financial program (like Quicken or Money) or your checking register to make sure you’re in balance, for example.
4. 擬定一個對兩者都有益的消費機制。

為了執行你們的金融計劃，你們得明白如何去繳費，償還債務，存錢，和準備日常生活開支（汽油費，生活用品費用，外出就餐費用）等等。這就涉及到誰來負責消費機制中的某一項目了（最好兩個人都能分擔，但你們得找到你們都能受益的最佳方法）。比如，其中一個人去銀行，而另一個更新你們的機制（象點對點一樣），或是確認你們的收支是否處于平衡狀態。

來源:可可英語 http://www.ccdyzl.cn/read/201004/101707.shtml