1.慣用口語句子:
I'd like to ask about taking a loan.
我想問一下貸款的事情。
I'd like to know the procedure of applying for a loan.
我想了解一下申請貸款的程序。
loan n. 貸款
apply v. 申請
apply for“申請”
I'd like to apply for a loan.
我想申請一筆貸款。
I'd like to apply for a mortgage.
我想申請一筆抵押貸款。
mortgage n. & v. 抵押
I'd like to apply for a home equity loan.
我想申請住房抵押貸款。
I want to mortgage my home.
我要把住宅作為抵押。
equity n. 抵押資產的凈值
I'd like a variable interest rate mortgage.
我想要一筆可變利率抵押貸款。
variable a. 可變的
Please explain an adjustable rate mortgage.
請解釋一下可調利率抵押貸款。
adjustable a. 可調整的
Could you please tell me something about fixed rate loans?
麓給我解釋一下固定利率貸款嗎?
fixed a. 固定的
Do you have any 20-year terms available?
你們辦理返還期為20年的貸款業務嗎?
term n. 條款
available a. 可利用的,可獲得的
Is there a prepayment penalty?
有提前還款罰金嗎?
prepayment n. 先付,預繳
penalty n. 處罰,罰款
I'd like to borrow 2 thousand dollars.
我想貸兩千美元。
How much can I borrow?
我可以貸多少錢?
What are my monthly principal and interest payments?
我每個月要付的本息是多少?
principal n. 本金
How large a down payment is required?
首期付款是多少?
down payment(分期付款的)首次付款