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Regions trial digital currency
1000萬數(shù)字人民幣測試落地深圳
On Oct 12, Miss Wang, who works in Shenzhen, received 200 yuan in a lucky draw. By downloading a certain app and finishing her registration, she can spend the money by using the app at over 3,000 selected stores in Luohu district.
10月12日，在深圳工作的王女士中獎獲得了200元。通過下載一款特定軟件并完成注冊，她可以通過軟件在羅湖區(qū)的3000余家指定商鋪中使用這筆錢消費。
From Oct 12 to 18, the Shenzhen government launched a large-scale test of digital currency. The aim is to further advance its usage. Miss Wang was among 50,000 residents randomly selected.
10月12日至18日，深圳開展了數(shù)字人民幣試點公測，意在進一步推動數(shù)字貨幣的使用。王女士正是隨機抽中的五萬名居民之一。
The pilot app is easy to operate. As shown in a video released by People's Daily on Sina Weibo, while running the app, users can swipe up to pay and swipe down to receive payment. The appearance of digital currency is similar to paper money: It has the national emblem and Chinese characters for the People's Bank of China (PBOC). One social media user wrote, "This is like a PDF of yuan".
這款試點軟件操作簡單。正如人民日報在新浪微博上發(fā)布的一段視頻所示，用戶在使用軟件時可以通過上滑進行付款，下滑收款。數(shù)字人民幣的外觀與紙鈔相似：上有國徽以及“中國人民銀行”的中文字樣。一位社交媒體用戶如此寫道：“這就像是人民幣的電子版”。
In fact, digital currency is another type of cash, reported CGTN. It's digitally created and issued by the PBOC. Imagine yourself in a video game: Digital currency is just like the coins you earn and spend in the game. It has real monetary value.
據(jù)中國國際電視臺報道，數(shù)字貨幣其實就是另一種形式的現(xiàn)金，由中國人民銀行進行數(shù)字化制作與發(fā)行。想象你自己身處電子游戲之中：數(shù)字貨幣就像是你在游戲中賺取使用的貨幣，而它具有真正的貨幣價值。
Although digital currency can be used similarly to other e-payment services such as Alipay and WeChat Pay, there's a difference. When we use those e-payment tools, money is primarily taken from a bank account. When paying by digital currency, the money is directly placed into and spent from our e-bank. Also, with digital currency, transactions can be finished offline as long as the two devices are close to each other.
盡管數(shù)字貨幣使用方式與支付寶、微信支付等其他電子支付服務(wù)類似，但仍有所不同。當我們使用這些電子支付方式時，錢款主要來自于銀行賬戶。當使用數(shù)字貨幣支付時，錢款直接從我們的電子銀行中收入支出。此外，在兩臺設(shè)備距離足夠近的情況下，數(shù)字貨幣的轉(zhuǎn)賬還能在線下進行。
The PBOC regards digital currency as an important part of the economy's future financial infrastructure, according to Fan Yifei, vice-governor of the PBOC. It is expected to make people's lives more convenient and help protect the stability and safety of the financial system. It will speed up the growth of China's digital economy, according to Yi Gang, governor of the PBOC.
中國人民銀行副行長范一飛表示，央行將數(shù)字貨幣視為經(jīng)濟未來金融基礎(chǔ)設(shè)施的重要一環(huán)。數(shù)字貨幣將讓人民的生活更加便利，有助于保護金融系統(tǒng)的安全穩(wěn)定。中國人民銀行行長易綱表示，數(shù)字貨幣將加速我國數(shù)字經(jīng)濟的增長。
"I'll consider making this my first option over WeChat or Alipay because it's backed by the state," Wang Jinchao, 27, a lucky draw winner from Shenzhen, told Caixin Global.
“我會考慮將數(shù)字貨幣作為首選，而不是微信和支付寶，因為國家支持數(shù)字貨幣，”27歲的深圳“幸運兒”王進超在接受財新國際采訪時如此表示。
The test in Luohu is the first time ordinary consumers have participated in a large-scale test of digital currency, which shows the digital currency has taken an important step forward, China Daily pointed out. But the test is mainly restricted to small payments now, so it does not mean the digital currency will be launched in the market soon.
據(jù)《中國日報》報道，羅湖區(qū)的公測是普通消費者首次參與的數(shù)字貨幣大規(guī)模公測，表明數(shù)字貨幣向前邁出重要一步。但測試范圍目前主要還是小額支付，因此這并不意味著數(shù)字貨幣即將在市場上流通。
