4 DRIVE AN OLD CAR. The bigger point is to live below your means.
開舊車。更重要的是要量入為出。
When Sarah Stanley Fallaw, PhD, and her father, Thomas Stanley, PhD, researched the book The Next Millionaire Next Door,
莎拉·斯坦利·法羅博士和她的父親托馬斯·斯坦利博士研究了《鄰家的下一個百萬富翁》,
they learned that many wealthy people are quite frugal.
他們發現很多有錢人都很節儉。
"What really differentiates people who accumulate wealth from others is not their income
斯坦利·法羅表示,積累財富的人與別人真正不同的不是他們的收入,
but that they don't spend everything they earn," Stanley Fallaw says.
而是他們不會把掙來的錢都花光。
Most millionaires don't drive luxury cars, for example, and 28 percent drive a car that's at least six years old.
例如,大多數百萬富翁不開豪華車,28%的百萬富翁開的車至少有6年的歷史。
5 GET MOVING. Yes, you've heard it before, but decades of research show that exercise improves your health, lifts your mood, and lengthens your life.
動起來。是的,你聽到過這句話,但是數十年的研究顯示,運動可改善你的健康,提升你的情緒,延長你的生命。
In fact, Harvard researchers found that as little as 15 minutes of moderate physical activity a day can increase your life span by three years.
事實上,哈佛大學的研究人員發現,每天只需15分鐘的適度體育活動,就能讓你的壽命延長3年。
It also appears to keep your body young on the inside:
運動還能讓你的身體保持年輕:
Ball State University researchers found that people in their 70s who were lifelong exercisers
波爾州立大學的研究人員發現,一生都在鍛煉的70多歲的人
were indistinguishable in many ways from healthy people 30 years younger.
在許多方面與比他們年輕30歲的健康人沒有區別。
6 FLOSS EVERY DAY.
每天用牙線清潔牙齒。
Flossing doesn't just clean your teeth and freshen your breath.
使用牙線不僅可以清潔牙齒,清新口氣。
One study published in the Journal of the American Heart Association found that
發表在《美國心臟協會雜志》上的一項研究發現,
older women with a history of periodontal disease had a 12 percent higher risk of early death,
有牙周病史的老年婦女早逝的風險高12%,
and those who had lost teeth had a 17 percent higher risk.
而那些失去牙齒的人的早逝風險要高出17%。
Research shows that people with gum disease are significantly more likely to suffer from heart at-tacks and strokes,
研究表明,有牙齦疾病的人更容易患心臟病和中風,
and there are also links to pancreatic cancer, erectile dysfunction, and Alzheimer's disease.
它們還與胰腺癌、勃起功能障礙和阿爾茨海默病有關。
Scientists believe harmful mouth bacteria can enter the bloodstream,
科學家認為有害的口腔細菌可以進入血液,
causing inflammation and other damage, and the best way to clear them is with a daily floss.
引起炎癥和其他損傷,清除它們的最好方法是每天使用牙線。
7 FIND WASTED MONEY.
找到浪費的金錢。
Look at your bank and credit card statements or use an app such as Mint to track your spending for a few months, Womack recommends.
沃馬克建議,查看你的銀行和信用卡對賬單,或者使用Mint等應用來跟蹤你幾個月的支出。
You may be surprised. "The first time I went back and looked at our spending records, it was a big kick in the stomach," she says.
你可能會感到驚訝。她說,“我第一次回去看我們的消費記錄時,心里很不舒服,
"We were spending $800 a month on eating out ...Crazy!"
我們一個月要花800美元在外面吃飯...這太瘋狂了!”
Once you know where your money is going, you can set goals, create a budget, and start saving.
一旦你知道你的錢去了哪里,你就可以設定目標,制定預算,開始存錢。