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And it may not work in your area. The market conditions may be different.
當然，你所在的地區這些做法可能行不通，市場狀況也會有所不同。
But the example illustrates how a simple financial process can create hundreds of thousands of dollars, with little money and low risk.
然而，我只是想通過這個例子說明，僅用很少的資金，冒很小的風險，再通過一個簡單的財務運作過程就可以創造出幾百幾千萬美元的財富。
It is an example of money being only an agreement. Anyone with a high school education can do it.
這一例子也說明了金錢僅僅是一紙協議而已，任何具有高中文化的人都能做到這一點。
Yet most people won't. Most people listen to the standard advice of "Work hard and save money."
然而，大部分人卻沒有這么做，這是因為他們都信奉“辛苦工作，努力存錢”的教條。
For about 30 hours of work, approximately $190,000 was created in the asset column, and no taxes were paid.
只花大約30個小時工作，資產項就增加了19萬美元，而且不用支付1美分的稅款。
Now you may understand why I silently shake my head when I hear parents say,
現在你會明白，為什么每當我聽見父母們說“我的孩子在學校受到良好的教育，學習很棒”時，
"My child is doing well in school and receiving a good education." It may be good, but is it adequate?
我總是會默默搖頭，這種教育也許的確很好，但是這就足夠了嗎？
I know the above investment strategy is a small one. It is used to illustrate how small can grow into big.
我前面所說的只是小型的投資策略，只能用來說明如何把小錢變成大錢。
My success reflects the importance of a strong financial foundation, which starts with a strong financial education.
另外，我的成功經歷也反映了擁有財務知識是多么重要，而打好財務知識堅實的基礎又是從接受扎實的財商教育開始的。
Financial intelligence is made up of these four main technical skills:
財商是由這4項主要技能組成的：
1. Financial literacy, the ability to read numbers.
1．財務知識。即閱讀理解數字的能力。
2. Investment strategies, the science of money making money.
2．投資策略。即以錢生錢的科學。
3. The market, supply and demand. Alexander Graham Bell gave the market what it wanted. So did Bill Gates.
3．市場、供給與需求。貝爾提供了市場所需要的東西。比爾?蓋茨也是如此。
A $75,000 house offered for $60,000 that cost $20,000 was also the result of seizing an opportunity created by the market.
用2萬美元買了一套值7.5萬美元的房子，以6萬美元的價格賣出，也就是抓住了市場所創造的機會。
Somebody was buying, and someone was selling.
在市場上，總是有買方，就有賣方。
4. The law, the awareness of accounting, corporate, state national rules and regulations.
4．法律規章。要熟悉有關會計、公司方面的法律以及各州和國家的法規。
