1.bank account 銀行存款；銀行往來賬

Should every child receive a bank account at birth?
每一個孩子出生時都改有個銀行賬戶嗎？

Or deposit to the following bank account.
或存到本人以下銀行戶口。
2.clean up 打掃；賺錢；整頓；痛打

Many clean up supplies are available from hardware stores.
很多清理用品都可以從五金店買到。

Experts in japan have warned it could take more than 30 years to clean up the fukushima daiichi power plant.
日本專家說，要徹底清除福島第一核電站的污染將至少花費30年的時間。
3.take effect 生效，奏效

The capital requirements would take effect in 2012.
最低資本要求將于2012年起生效。

Beyond this, the famous law of diminishing returns begins to take effect.
超過了這一界限，報酬遞減規律就開始起作用了。

4.fail to 未能

Things change and when you fail to grasp that truth you suffer.
世事變遷，而且你也未能領會承受折磨的真相。

Every year flying cars fail to take to the skies is a disappointment.
每一年，天空中都未能出現飛翔的汽車，這真是令人失望。