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Identity theft occurs when someone uses your personally identifying information, like your name, or credit card number, without your permission. Identity thieves may rent an apartment, or obtain a credit card in your name. You may not find out about the theft until you review your credit report.
身份盜竊指有人未經你允許使用你的名字、信用卡號碼等個人識別信息。身份盜竊者可能利用你的名字租賃一套公寓，或者辦理信用卡。可能在你查閱信用報告時，才會發現信息被盜用。
Identity theft is serious. Victims spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
身份盜竊是嚴重事件。受害者要花數百美元和很長時間來修補他們的好名聲和信用紀錄。有受害者因此失去工作機會，或因不良信譽而不被允許為教育和住房貸款。在極少情況下，他們會因沒有犯過的罪行而被逮捕。
