3. Keep a Savings Log 建立一個儲蓄日志
Something that's often recommended for those sorting out their finances is to keep a spending log--to write down what you spend, so that you have a clear picture of where all the money is going. I've done this in the past, and it's always revealing (and occasionally a bit horrifying!)
管錢的一個好辦法是建立一個花錢日志，寫下你的花費，讓自己清楚地知道所有的錢都花到哪里去了。我已經做到了這一點，而且我發現它的好處明顯(只是偶爾覺得結果有點可怕!)
A twist on this, though, is to keep a savings log. Each time you make a deposit into your savings account (or each time you shove a few dollars into the jam jar hidden under your bed), write down the date and how much you saved. This can be a great way to motivate yourself to save more. You could also use your calendar or diary for this.
另一個辦法正好相反，即建立一個儲蓄日志。每當你把錢放進銀行戶頭(或把幾塊錢放到床底下的果醬瓶里)，記下日期和你存了多少錢。這是一個挺不錯的可以激勵存更多錢的方式。你也可以使用自己的日歷或是日記本來做記錄。