Many of us would like to have money in savings. Fankly speaking, a dollar spent now seems to provide a lot more pleasure than a dollar saved, how can you make sure you're motivated enough to put money aside on a regular basis?
有積蓄是許多人的夢想。坦率地講,花一塊錢比存一塊錢要爽多了,那么怎樣才能保證自己有足夠的意志力把錢按期存起來呢?
Here are five things that could work for you...
下面是你可以考慮的五個辦法……
1. Save Little And Often 存小錢,常存錢
Do you tell yourself that it's not worth saving if you don't have at least 100 (or 500, or 1000) to put into a savings account? This is a bit like telling yourself that it's not worth getting some exercise unless you have a whole day clear to jog.
你是不是告訴自己,至少有100(500或1000)塊錢才值得存入銀行?這就有點像對自己說,只有擁有一整天的時間才值得去鍛煉。
How about saving just a dollar or two each day? Most of us can cut a couple of dollars of unnecessary spending every day (how about skipping that latte, carpooling, ditching your daily newspaper..?) It's a tiny amount that you'll barely notice on a daily basis, but over the course of a year, you'll have saved several hundred dollars.
何不試試每天只存一兩塊錢呢?大多數人每天都能剩出幾塊錢來,(例如不喝咖啡,和別人合伙坐出租車,少買點報紙)你可能很容易就忽略這些小錢,但一年后,你就可以節省數百元錢。