可可電臺，每期節目一話題，讓英語磨練耳朵的同時學到更多有益的小知識，豐富知識的同時受益于生活。

Waste your life

浪費生命

You spend money on things that don't matter

你在無關緊要的事情上浪費了太多錢

In fact, I know people who can't pay their mortgage,but still have the fanciest gadgets on the planet.

我其實知道大家支付不起房產的抵押貸款，但卻對最時尚最新款的科技玩意卻照買不誤。

If you stop to think about it, there is very little that we actually need.

其實，如果你不想擁有這件東西的話，那么，我們真正需要的東西就很少。

Food, water, shelter and love are some of those things. All the rest are just bonuses.

吃的、喝的、住的、愛都屬于我們生存之所需。其余的都只是屬于可有可無的東西而已。

So look at what you're spending your money on and see if you can make adjustments. Maybe you can use the money you save to invest in your future.

所以，看看你自己花的錢，看看是否可以對該花的錢和不該花的錢調整一下。也許你可以用省下的錢為你的未來做投資。

【知識點津】

mortgage 抵押 抵押單據，抵押證明 抵押權，債權

例句：

Thousands of its customers are in arrears with loans and mortgage payments.

有數千客戶拖欠其貸款和抵押貸款還款。

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