Identity Theft
身份竊取
Identity theft is considered one of the top crimes in the United States.
身份竊取被認為是美國最嚴重的罪行之一。
Identity thieves steal personal information.
盜竊者竊取個人信息,
They collect Social Security numbers, banking records and telephone numbers.
搜集社保賬號,銀行記錄以及電話號碼,
They use this information to request loans or get credit cards in the name of the victim.
然后利用這些信息以受害者的名義申請貸款或辦理信用卡。
Victims of identity theft can spend years attempting to re-establish their financial history and good name.
受害者可能要花幾年的時間去重新建立起自己的財務紀錄和信用;
Some have been denied jobs or arrested for crimes in which they were not involved.
有些受害者還會因此找不到工作或被冤枉被捕。
Identity thieves use several methods to get what they need.
盜竊者常不擇手段以獲得自己想要的信息。
They may trick people into giving personal information over the telephone.They also may steal documents containing such information.
他們可能通過電話從受害者那里騙取個人信息或盜取包含這些信息的文件。
American lawmakers will consider plans to increase supervision of companies that collect personal information.Several plans have been proposed to help individuals whose personal information was stolen.
如今,美國立法者有意加強對收集個人信息的公司的監督管理,現已提出幾個方案幫助那些丟失個人信息的人。
Another proposal would let Americans halt any investigation into their financial history without their permission.
另一項提議則要求停止任何未經允許的個人過去財務狀況的調查。