保險/索賠
Insurance/Claim

給貨物投保
get insurance for our goods
A: We'd like to get insurance for our goods.
B: What kind of insurance policy would you like?
A: We'll have our goods covered against FPA(Free from Particular Average).
B: No problem.

保險條款 insurance clause
A: What do your insurance clauses cover?
B: We can cover all kinds of risks for transportation.
Such as FPA, WPA(With Particular Average),AR(All Risk), TLO (Total Loss Only), etc.

保單 application form
A: What risks do you suggest to be covered?
B: Since your goods aren't delicate,we suggest FPA.
A: I'll take you at your word.
B: Ok,please fill in this application form first.

按發票金額的130％投保
insure goods at 130% of the invoice value
A: We'd like to arrange insurance on your behalf.
B: Could we ask to have the goods insured for 130% of the invoice value?
A: Our usual practice is to insure goods at 110% of the invoice value.

附加保險費
extra insurance charge/AP（Additional Premium）
A: Could we ask you to cover other risks besides WPA?
B: If you desire.
A: Are buyers responsible for the extra insurance charges,then?
B: Yes,this is standard practice.

保險責任有效期
validity term of insurance responsibility
A: How long is the validity term of insurance responsibility?
B: The insurance period is limited to 30 days upon discharge of the insured goods from the vessel.
A: We think 30 days is too short.
Could you extend to 50 days?

保險費率 insurance rate
A: What insurance rate do you think we should get?
B: Insurance rates vary with different types of goods and risks.

保險費 insurance premium
A: Could you tell us how the insurance premium is calculated?
B: Sure.First the premium rate for your goods should be made clear.
Then consider what risks are covered.

向…提出索賠
lodge a claim with...on...=make/ file/ raise/ present a claim against/ with...for/ on...
A: I have to lodge a claim with your company on bad quality.
B: What's the matter?
A: Upon the arrival of the last consignment in Shanghai,it was found that over 30% of the cans were leaking.