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The world is filled with smart, talented, educated, and gifted people.
全世界到處都有聰明、才華橫溢、受過良好教育以及極具天賦的人。
We meet them every day. They are all around us.
我們每天都會碰到這樣的人，他們就在我們的身邊。
I am constantly shocked at how little talented people earn.
我常常吃驚為什么有些人才華過人卻只掙到很低的工資。
A business consultant who specializes in the medical trade was telling me how many doctors, dentists, and chiropractors struggle financially.
一位藥品貿易的商務顧問曾經告訴我，有許多醫生、牙醫和按摩師在財務上困難重重。
All this time, I thought that when they graduated, the dollars would pour in.
以前我總是認為他們一畢業，美元就會滾滾而來。
It was this business consultant who gave me the phrase: “They are one skill away from great wealth.”
這位商務顧問還跟我說了一句話：“他們只有一項技能，所以掙不到大錢。”
What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially.
這句話的意思是說，大部分人需要學習和掌握不止一項技能，只有這樣他們的收入才能獲得顯著增長。
I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing, and law.
以前我提到過，財商是會計、投資、市場和法律等各方面知識和能力的綜合。
Combine these four technical skills and making money with money is easier.
將上述4種技能結合起來，以錢生錢就會容易得多。
When it comes to money, the only skill most people know is to work hard.
當涉及錢的時候，只有一項技能的人不得不努力工作。
The classic example of a synergy of skills was that young writer for the newspaper.
有關綜合技能的典型例子就是那位為報紙撰稿的年輕女記者。
If she diligently learned the skills of sales and marketing, her income would jump dramatically.
如果她能努力學習銷售的技能和有關市場的知識，她的收入就會顯著增加。
If I were her, I would take some courses in advertising copywriting as well as sales.
如果我是她，我一定會去學習一些有關廣告文案和銷售方面的課程。
Then, instead of working at the newspaper, I would seek a job at an advertising agency.
然后，我不再為報紙工作，而去一家廣告公司找一份工作。
Even if it were a cut in pay, she would learn how to communicate in short-cuts that are used in successful advertising.
即使這樣做會使收入減少，但她能學到在成功的廣告中運用的“用幾秒鐘交流”的技巧。
