評論
打印
Whenever I do my talks, I remind people that financial IQ is made up of knowledge from four broad areas of expertise:
只要我談到這些知識，我就會提醒人們：財商是由4個方面的專門知識構成的：
The first area is accounting what I called financial literacy, a vital skill if you want to build an empire.
第一是會計，也就是我說的財務知識。如果你想建立一個自己的商業(yè)帝國，財務知識是非常重要的。
The more money you are responsible for, the more accuracy is required, or the house comes tumbling down.
你管理的錢越多，就越要精確，否則這幢大廈就會倒塌。
This is the left-brain side, or the details. Financial literacy is the ability to read and understand financial statements.
這需要左腦來處理，是細節(jié)的部分。財務知識能幫助你讀懂財務報表。
This ability allows you to identify the strengths and weaknesses of any business.
還能讓你辨別一項生意的優(yōu)勢和劣勢。
The second is investing what I called the science of "money making money." This involves strategies and formulas.
第二是投資，我把它稱為錢生錢的科學。投資涉及策略和方案。
This is the right-brain side or the creative side.
這要右腦來做，是屬于創(chuàng)造的部分。
Next you must obtain expertise in understanding markets, the science of supply and demand.
第三是了解市場，它是供給與需求的科學。
There is a need to know the technical aspects of the market, which is emotion-driven.
這要求了解受感情驅動的市場的“技術面”。
Does an investment make sense or does it not make sense based on the current market conditions?
根據(jù)現(xiàn)在的市場狀況，一項投資是理智的還是沖動的？
Finally you must understand the law.
最后你必須要懂法律。
An individual with the knowledge of the tax advantages and protections provided by a corporation can get rich so much faster than someone who is an employee or a small-business sole proprietor.
了解減稅優(yōu)惠政策和公司法的人會比雇員和小業(yè)主更快致富。
It's like the difference between someone walking and someone flying. The difference is profound when it comes to long-term wealth.
這就像一個人在走，而另一個人卻在飛。久而久之這種差距就更大了。
