評(píng)論
打印
Our current educational system focuses on preparing today's youth to get good jobs by developing scholastic skills.
我們當(dāng)前的教育體系致力于讓年輕人學(xué)習(xí)知識(shí)并找到一份好工作。
Their lives will revolve around their wages or, as described earlier, their income column.
他們的生活將圍繞工資或前面提到的收入項(xiàng)進(jìn)行。
They study to become engineers, scientists, cooks, police officers, artists, writers, and so on.
他們會(huì)被培養(yǎng)成為工程師、科學(xué)家、廚師、警察、藝術(shù)家、作家，等等。
These professional skills allow them to enter the workforce and work for money.
這些職業(yè)技能使他們能成為工薪階層并為錢而工作。
There is a big difference between your profession and your business.
請注意，你的職業(yè)和你的事業(yè)有很大的差別。
Often I ask people, "What is your business?" And they will say, "Oh, I'm a banker."
我經(jīng)常問人們："你的事業(yè)是什么？"他們會(huì)說："我在銀行工作。"
Then I ask them if they own the bank. And they usually respond, "No, I work there."
接著我問他們是否擁有一家銀行，他們通常回答："不是的，我只在那兒工作。"
In that instance, they have confused their profession with their business.
在這個(gè)例子中，他們混淆了他們的職業(yè)和事業(yè)。
Their profession may be a banker, but they still need their own business.
他們可以在銀行工作，但他們?nèi)詰?yīng)有自己的事業(yè)。
To become financially secure, a person needs to mind their own business.
為了財(cái)務(wù)安全，人們需要關(guān)注自己的事業(yè)。
Your business revolves around your asset column.
你的事業(yè)的重心是你的資產(chǎn)項(xiàng)。
As stated earlier, the number-one rule is to know the difference between an asset and a liability, and to buy assets.
正如以前說過的，秘訣一是要知道資產(chǎn)與負(fù)債的區(qū)別，并且去買入資產(chǎn)。
The rich focus on their asset columns, while everyone else focuses on their income statements.
富人關(guān)心的焦點(diǎn)是資產(chǎn)而其他人關(guān)心的是收入。
That is why we hear so often: "I need a raise." "If only I had a promotion."
這就是我們?yōu)槭裁纯偸锹牭饺苏f："我要加薪"、"我要是能升職該有多好"。
"I am going back to school to get more training so I can get a better job."
"我要回學(xué)校去繼續(xù)深造以便找到一份更好的工作"
"I am going to work overtime." "Maybe I can get a second job."
"我要去加班"、"也許我能干兩份工作"
"I'm quitting in two weeks. I found a job that pays more."
"兩周之內(nèi)我會(huì)辭職因?yàn)槲艺业搅艘环莨べY更高的工作"。
In some circles, these are sensible ideas.
在某些情況下，這些想法都是明智的。
Yet if you listen to Ray Kroc, you'll still love minding your own business.
但如果你聽了雷·克羅克的話，你還是會(huì)想要關(guān)注自己的事業(yè)
These ideas all still focus on the income column and will only help a person become more financially secure if the additional money is used to purchase income-generating assets.
上面這些想法只是圍繞著工資收入轉(zhuǎn)而且只有你把額外的收入用來購買可產(chǎn)生收入的資產(chǎn)，你才能獲得真正的財(cái)務(wù)安全。
The primary reason the majority of the poor and middle class are fiscally conservative which means, "I can't afford to take risks"- is that they have no financial foundation.
大多數(shù)窮人和中產(chǎn)階級(jí)財(cái)務(wù)保守，這意味著他們無法承擔(dān)風(fēng)險(xiǎn)，其根本原因在于，他們沒有經(jīng)濟(jì)基礎(chǔ)。
They have to cling to their jobs. They have to play it safe.
他們必須依附于工作，必須安全運(yùn)作。
