評論
打印
Don’t Give Away Your Trust Easily
不要輕易相信別人
Years ago a close friend told me, “Todd, don’t believe anything you hear and only 50 percent of what you see. Then you will only be disappointed 50 percent of the time.”
多年前的一個好朋友告訴我,“托德,不要相信你聽到的任何事情和你所看到的只有一半的事情。否則你多半只會失望。”
While that may sound harsh, I have found it to be true. He owned one of the top CPA firms in Florida for nearly 30 years and told me story after story of how his clients had lost millions of dollars by trusting the wrong people.
雖然聽起來很嚴厲,但我發現這是真的。近30年來在佛羅里達，他擁有最優秀的會計師事務所之一,告訴我一個故事接著一個故事，故事有關他的客戶因為信錯人如何失去了數百萬美元。
When I was young and naive, I trusted just about everyone. In fact, I trusted people until I was given a reason not to trust them. The problem with this way of thinking was that I continued to find myself being the victim of deceit and theft. In addition, I constantly found myself aggravated with people who shared private and confidential information.
當我年輕天真的時候,,我相信幾乎每個人。事實上我信任所有人直到有人給了我一個理由不去信任他們。這種思維方式的問題是,我繼續發現自己是被欺騙和盜竊的受害者。此外,我經常發現自己和共享私人和機密信息的人交流甚密。
Example 1. How my accountant stole $73,000
例1.怎樣我的賬戶被偷73000美元
When I moved to Tampa in 1991, I needed to find a new accountant. After meeting with several, I selected one I liked. A couple of years later when making one of my quarterly tax payments, he told my dad (who was working for me at the time), “Just drop the check off at my office and I’ll make sure it’s deposited and allocated to the correct quarter.” The check was for more than $73,000.
1991年當我搬到坦帕,我需要找到一個新的會計。會見幾次后,我選擇一個我喜歡的。幾年后做我的一個季度稅款時,他告訴我爸爸(當時為我工作),“就把支票在我的辦公室,我將確保它的存款和支出用到正確的地方。“支票超過73000美元。
The following year I received a notice from the IRS stating I owed $73,000 in back taxes. I quickly hired a new accountant to figure out what had happened. He determined that the IRS had not received the payment; yet the check had cleared my bank.
第二年我收到國稅局的通知說我欠73000美元的稅款。我很快就聘請了一位新的會計找出發生了什么事。他認為美國國稅局尚未收到付款;然而我賬上已經沒有錢了。
When we requested a copy of the check from the bank, we learned that the accountant had scratched out “IRS,” made the check payable to himself, and deposited it into his personal account.
當我們從銀行要支票副本,我們得知會計逃了“國稅局”,使支票打到他個人賬戶
We called the police, filed charges, and had him arrested.
我們報警，遞交了起訴書，已經把他逮捕了。
Example 2. How my relative was scammed for $50,000
例2，我的親戚被騙50000元
Years ago a relative asked me to go along to meet with someone who was going to handle some of her money. We walked into a nicely decorated office that resembled a bank. It had the standard bank type signage showing the return rate on their CDs, full-color brochures displayed on a walnut table—everything that would make it appear to be a legitimate financial institution.
多年前一個親戚問我會見拿她錢投資的人。我們走進了一個裝修不錯的辦公室,像一個銀行。它有標準銀行類型標識來在CD上顯示回報率,胡桃木桌子上放著全彩宣傳冊,使它似乎是一個合法的金融機構。
We met with an elderly gentleman dressed in a suit who explained his conservative investment philosophy. He convincingly presented a safe, secure investment backed by a major insurance company. He even provided full-color brochures describing the investment in detail.
我們會見了一位上了年紀的紳士穿著西裝解釋他保守的投資理念。他令人信服地提出了一個安全、可靠的以一個主要的保險公司為后臺的投資。他甚至提供全彩手冊詳細描述了投資。
Everything appeared to be in order, so my relative invested $50,000. About a year later the office closed and she had been scammed out of a portion of her retirement fund.
似乎一切就緒,所以我相對投資了50000美元。大約一年以后辦公室關閉,她的退休基金的一部分就這樣被騙。
While I would like to say these two cases were flukes, I have had countless people try to take advantage of me over the years, each disguised in a different way and many of which would not be considered illegal, as is the case in the next example.
而我想說的這兩個例子還算僥幸,多年來我有無數人試圖騙我,每一個偽裝的方式不同,其中許多不會被認為是非法的,就和下一個事例中一樣。
