Dialogue Script 4 對話原文 4

Clerk: How did you want to pay?
Tina: Here's my card.
Clerk: I'll just run this through. (after a minute) Um, do you have another card? You've exceeded your limit on this one.
Tina: No, that's my last one. Oh my gosh, what can I do? I can't pay you.
Clerk: No cash? We'll give you a time extension to pay. Have you thought of asking the bank for a loan?
Tina: A loan? That's a great idea. I'll go to the bank right away.
（An hour later）
Rep: So, Ms. Lee. You'd like to apply for one of our loans.
Tina: I'd even take two if you could swing that.
Rep: Um, I'm afraid not. You listed here that you're unemployed.
Tina: Yes. But I'm looking.
Rep: Hmm, your current credit cards are all at their limits. I'm afraid we can't approve your loan.
Tina: But, if I had a job...
Rep: We would certainly reconsider your application. Good day.

講解：

1. 對話中，Tina做完了鼻子的整形手術，在柜臺用信用卡付帳。run the card through 就是指“刷卡”。但是Tina的這張卡已經超出額度了，exceed the limit。limit就是指“信用卡的額度”。

2. 可是這是Tina的最后一張卡了，她沒辦法付錢了，身上又沒有帶現金。這時她可是真的發慌了。店員只好說我們會給你一段時間延期付款。extension 就是指“延期，延長時間”。

3. 店員還提醒Tina可以考慮向銀行貸款，這下可是一語驚醒夢中人，Tina覺得這是一個好主意，馬上就去銀行貸款。銀行職員問她是不是要申請一份貸款，Tina還開玩笑地說，I'd even take two if you could swing that. 如果你能通融的話，我還想申請兩份呢。

4. swing這個詞在這里表示“獲得或者實現某事物”，特別指通過不正當的手段達到目的。比如說，Can you swing it for me so that I get the job? 你能走后門替我謀到那份工作嗎？She managed to swing an interview with the President. 她設法采訪到了總統。

5. 這當然是不可能的了。銀行職員注意到Tina在申請單上寫的是目前失業，而且目前所有信用卡的額度都滿了，恐怕無法核準Tina的貸款。如果Tina重新找到工作的話，他們還可能考慮重新審核Tina的申請。

Part 2 Tina's New Job Tina的新工作

Dialogue Script 1 對話原文 1

Jason: Hello, I'm looking for Tina Lee. She's just started working here.
Tina: Jason, it's me!
Jason: Tina? I came to take you out to lunch to celebrate your new job, but...
Tina: (Takes off bear head) Hey, I get free meals.
Jason: But you've got an MBA. You can do so much better than this.
Tina: No one wanted me. I put out twenty resumes and had ten interviews. This was my last resort. It's kinda fun, don't you think?
Jason: I guess so, but a dancing bear?
Tina: Hey, they hired me. They didn't care about my looks since I wear the costume.
Jason: You've gotten your nose, eyes, and mouth done. What's wrong with your looks?
Tina: The fortuneteller says my ears stick out too far. People think I'm nosey.
Jason: I have a staple gun. I can staple them to your head.
Tina: You're not making this any easier.

講解：

1. 對話中，Tina終于在游樂場找到了一份工作，這天Jason來Tina新的工作地點找她吃午飯。他問一只會跳舞的熊有沒有看見Tina，誰知這只會跳舞的熊就是Tina扮的。這很讓Jason吃驚。

2. Tina在這里工作午餐是免費的。但是Jason不明白，Tina有MBA學位，她完全可以找到更好的工作，為什么會來扮演一只會跳舞的熊呢？You can do so much better than this. 你完全可以做得更好。這句話是用來鼓勵別人，讓人對自己更有信心，明白自己的能力其實比所表現的更好，千萬不要妄自菲薄，如果對方表現實在太差，你也可以用這句話來表示對他的失望。比如說，---I'm really disappointed, Tom. You can do so much better than this. ---Who cares! School sucks! ---Tom，我真的很失望，你在學校的表現不應該這么差。---管他呢！學校爛透了！

3. 為什么Tina會到游樂場來工作呢，因為沒有人要用她，她遞了20份簡歷出去，面試了10次，這是最后一條路了，不過這還是挺好玩的。但是Jason總覺得Tina干這份工作太屈才了。但是Tina覺得沒什么，不管怎么說，因為穿著跳舞熊的服裝，所以沒有人會在意她的容貌了。

4. Jason就不明白了，Tina的鼻子，眼睛和嘴巴都已經整過形了，外表還會有什么不好嗎？原來算命的告訴Tina有一對招風耳，別人會覺得她好管閑事。nosey的意思就是“好管閑事的，過分好奇的”，通常是作貶義詞，比如說，I've always found her unbearably nosey. 我發覺她總愛管閑事讓人受不了。

5. Jason開玩笑說，他有訂書機，可以幫Tina把那一對招風耳訂在頭上，就不會支出來了。staple gun就是“訂書機”，還可以說stapler。Tina說，You're not making this any easier. 你說這些也沒有用，也于事無補。當別人的建議或協助無法解決任何問題，你也可以用這句話來回應，告訴他不但于事無補，反而可能越幫越忙。我們來舉例子，---Is our project finished yet? ---Nope. And you're not making it any easier by sitting there on your butt. ---我們的案子好了沒？---沒有，你光坐在那里也幫不上什么忙。

Dialogue Script 2 對話原文 2

Tina: Besides, this job is just temporary.
Jason: Until you get out of debt hill?
Tina: Nope! Until I fly home to China for the holidays! My friends will be shocked when they see the new me!
Jason: Hold on, where's the money for the flight going to come from?
Tina: I don't have to pay. I've got mileage for like four free flights.
Jason: Does your mom work for the airlines?
Tina: Nope. I racked up all the miles by buying things with my credit card.
Jason: I pity the guy who marries you and get your financial problems. You really are hopeless.

講解：

1. Tina說這份工作只是暫時的，不是長久之計。Jason問是不是要做到還清全部債款為止呢？當然不是了，Tina要做到能飛回中國過節為止。她在中國的朋友看見一個煥然一新的Tina，一定會下一跳的。

2. 當然了，她整張臉已經整形了，肯定認不出來了。Jason說，等等，先別得意，飛回中國的機票錢從哪里來呢。原來Tina根本不用付錢，因為她所積攢的里程數大概可以免費飛四趟吧。

3. mileage 就是指“里程，里數”，比如我們可以說a used car with a low/high mileage，意思是“行駛里數少/多的舊車”。Jason不明白，難道Tina的媽媽在航空公司工作，所以她能夠得到這樣的優惠？其實不是，實際上這些里程數都是Tina用信用卡消費累積的。

4. 這時的Jason已經無話可說了，他說很同情那個會娶你，還要解決你財物問題的男人，Tina真的是沒救了。pity 在這里作動詞，表示“同情某人，憐憫某人”。比如說，Pity the poor sailors at the sea in this storm! 可憐可憐在這場暴風雨中還在海上航行的那些水手吧。看來信用卡這個東西使用不當還是很危險的，會讓你背上沉重的債務包袱，所以還是小心使用為好。

Part 3 Some Words about Credit Card 信用卡小詞典

信用卡相關用語：

issuing bank 發卡銀行
annual fee 年費
credit line/limit信用額度
interest rate 利率
monthly statement 月結單
balance transfer 信用卡余額代償
available credit line /limit 可用信用額度
APR=annual percentage rate 年利率
activate a card 開卡
reward program 積點回饋
point 紅利積點
cash advance 預借現金

信用卡的種類：

credit card 信用卡
affinity card 認同卡
platinum card白金卡
student card 學生卡
preferred card/gold card 金卡
value card 儲值卡
classic card 普卡
co-branded card 聯名卡
supplementary card 附屬卡
debit card 轉賬卡
ATM card 金融卡
charge card 簽帳卡
cash advance card 現金卡
corporate card 商務卡、公司卡