可可電臺，每期節目一話題，讓英語磨練耳朵的同時學到更多有益的小知識，豐富知識的同時受益于生活。

后悔備忘錄-更合理的安排支出

Being more responsible with spending

更合理的安排支出

In order to invest in our retirement or save for that down payment, we would have needed to make wiser financial spending choices.

為了退休后的投資或房子的首付，我們需要更合理的理財。

Things like buying or holding on to that perfectly reliable used car, instead of splurging on the new model…because we could,eating out less and saving for a house instead, buying fewer shoes and purses and clothes and paying off student loans sooner.

比如說買一輛不錯的二手車，而不是把錢浪費在新款車型上……我們也可以減少外出就餐，攢錢買房子，少買點鞋子和衣服，提前還清助學貸款。

So many saving opportunities lost, money spent on tangible things, instead of on the future.

這么多的攢錢機會都錯過了，我們用錢換來了很多實實在在的物品，卻沒有更多關注我們的未來。