評論
打印
A: Welcome to Smith Street Branch. Can I do anything to help?
歡迎光臨Smith大街營業部。我能為您效勞嗎？
B: I'd like to ask some questions about Personal Loans.
我想咨詢一下關于個人貸款的事情。
A: Of course, I'll be happy to assist you. Any loan in particular?
當然可以，我很樂意為您服務。您有什么特別感興趣的貸款項目嗎？
B: Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.
有的，個人留學貸款。我剛修完了我的學士學位，打算明年夏天去澳大利亞。你知道，去開闊開闊視野，體驗體驗新事物吧。
A: OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70% of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.
好哇，這對您有好處。對于現在的年輕人來說，這的確是一個很普遍的選擇。嗯，這筆貸款最多可支付70%的總費用，包括學費和雜費， 最大金額為500000元。
B: Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?
嗯……利率是多少？別人一直跟我說要問清楚利息，別被利率高的貸款套進去。還有，我必須在多長時間內還款？
A: We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.
我們不希望誘使您做任何事情，您自己做決定。我們在此只是提建議。
B: Thanks. But what is your standard rate?
謝謝。那么，你們的標準利息率是多少？
A: The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.
利息率和利息的條件各不相同。該利率是由標準利息率決定的，并且償還期可以是從6個月至6年不等。但是，最長不得超過8年。
B: 8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.
8年？聽起來不錯呀，那么，但愿我能找到一份好工作，可以在一到兩年后還清它。妤吧，我要去考慮一下。感謝你的幫助。
