A: Welcome to IBJ Consumer Credit. What can I assist you with?
歡迎光臨IBJ銀行消費信貸部。我有什么可以幫您的嗎?
B: My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.
我們家真的需要一輛車,我們住的地方離市區挺遠的,但不幸的是,我們負擔不起一下子支出這么一大筆錢。
A: That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme; a Personal Automobile Consumer Loan.
現在許多年輕人的家庭都面臨著這樣的問題,對此我們深有同感。為此,我們剛剛開展了一個新的業務,就是個人汽車消費貸款。
B: Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?
太棒了,我真的希望我夠格!你能多給我介紹一些情況嗎?我可以用這些錢到任何地方去買車嗎?
A: What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.
我們通常做的就是為您找到一個合適的汽車經銷商,他為您提供您所需要的那種車。如果您需要的是一個家庭用車的話,我們有一個非常可靠的經銷商,他已經和我們簽約了。
B: Then I can go to this appointed dealer, see what they've got and then make a decision?
那么我就可以去找這個指定的經銷商,看看他們有什么樣的車,然后做出決定,是嗎?
A: Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.
是的。當您決定了您真正要買的車,并且看好了售價,我們就可以開始辦理貸款手續了。當然啦,只要您提供相應的文件。
B: What do you require?
你們都要求提供些什么呢?
A: A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
一張正確填寫的申請表、身份證、居住證明、收入證明、與經銷商簽訂的協議,當然還要有20%的首付收據。
B: That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.
聽起來挺不錯的。如果你能給我那個經銷商的名字和地址,我現在就要去那兒,看看他們都有什么樣的車。