1.Auto insurance 汽車保險

A: I heard that you bought a new car. Did you get your auto insurance?
B: Actually I bought a new used car. Yes, I did.

A：我聽說你買了一輛新車，你買了汽車保險嗎？
B：其實我買的是一輛新的二手車。是的，我買保險了。

2.Beneficiary 受益人

A: Who is the beneficiary?
B: My husband.

A：受益人是誰？
B：我丈夫。

3.Co-pay 自付率

A: How much is the co-pay for this medical insurance?
B: $10 for office visit, and 20% for other expenses.

A：這種醫療保險的自付率是多少啊？
B：門診10美元，其他費用自付20%。

4.Coverage 保險范圍

A: What is the coverage of the plan?
B: It covers most medical expenses at 80%, expect pre-existing conditions.

A：這種保險的投保范圍是怎樣的？
B：保大多數醫療費用的80%，不包括投保前發生的老病。

5.Dental insurance 牙保險

A: Is the dental insurance separated from the medical insurance?
B: It is in the United States.

A：牙保險和醫療保險是分開的嗎？
B：在美國是這樣的。