下面我們再作一組練習, 一方面再學學今天這一課的語法, 一方面也可以學一 學在美國人們用信用卡的種種規定, 比方有固定收入的人才可以申請信用卡, 顧客用信用卡買東西必須在賬單上簽名, 除了銀行,大商店也可以發信用卡給 信用好的顧客等等. 練習的作法是老師念一個有從句的被動語態句子, 比方 "申請信用卡的人必須交出他們的財務方面的資料." People who are applying for a credit card are required to supply their financial information. 請你用商店作 主語把句子改成主動語態, 所以答案就是 "商店要求申請信用卡的人交出財 務方面的資料." The store requires people who are applying for a credit card to supply their financial information. 這組練習里的句子比較長, 請你特別注意聽, 每作完一句, 老師會念出正確答案給你聽.

M: People who have regular incomes are permitted to apply for a credit card.

F: The store permits people who have regular incomes to apply for a credit card.

M: People who are applying for credit cards are required to supply their financial information.

F: The store requires people who are applying for credit cards to supply their financial information.

M: People who make regular payments are allowed to use credit cards.

F: The store allows people who make regular payments to use credit cards.

M: People who have credit cards are authorized to spend money with them.

F: The store authorizes people who have credit cards to spend money with them.

M: Customers who have credit cards are encouraged to use them.

F: The store encourages customers who have credit cards to use them.

M: Customers who use credit cards are asked to sign the bills.

F: The store asks customers who use credit cards to sign the bills.

三.聽短文回答問題

現在我們來作這一課的聽力測驗. 今天我們要聽的文章是介紹美國人用信用 卡的情況.文章里不但提到什么是信用卡,為什么許多美國人買東西不用現款, 不開支票, 而用信用卡, 文章也解釋了用信用卡的種種規定和信用卡的種種 用途. 文章里的詞匯都是我們以前學過或是剛才練習過的.

現在請你注意聽.

Americans spend a lot of money in their daily lives. Working people spend money on transportation to and from work and on various expenses throughout the day. Americans enjoy shopping and buy many things that they need and want. They spend a lot of money on entertainment. They buy sports equipment, go to sporting events and do many things that cost money.

However, many Americans don't pay cash or write checks for these things. More and more they pay for things with credit cards. Credit cards are small, rectangular plastic cards.

Banks give these cards to their customers. When the customer buys something at a store, he shows his card at the store. This authorizes the store to charge the bank for the customer's purchase. The bank collects all the charges for each customer. Then once a month the bank requires the customer to pay all the charges for that month. The bank does not force the customer to pay the full amount. It allows the customer to pay for the charges in several payments over a period of time.

However, the bank requires the customer to pay interest on the unpaid part of the charges.

In this way the bank allows customers to buy things they cannot afford at one time.

People can use the card to buy what they want and pay for it over a period of time.

They also do not need to carry a lot of money.

剛才那篇文章如果你沒有全部聽懂, 沒有關系, 等一會兒你還有機會聽. 現在 我們先把今天測驗的三個問題聽一遍.

第一個問題是:

M: How do Americans pay for things they buy?

第二個問題是:

M: What is a credit card?

第三個問題是:

M: What are some of the advantages in using credit cards?

現在我請英文老師用慢速度再把整篇文章念一遍.

Americans spend a lot of money in their daily lives. Working people spend money on transportation to and from work and on various expenses throughout the day. Americans enjoy shopping and buy many things that they need and want. They spend a lot of money on entertainment. They buy sports equipment, go to sporting events and do many things that cost money.

However, many Americans don't pay cash or write checks for these things. More and more they pay for things with credit cards. Credit cards are small, rectangular plastic cards.

Banks give these cards to their customers. When the customer buys something at a store, he shows his card at the store. This authorizes the store to charge the bank for the customer's purchase. The bank collects all the charges for each customer. Then once a month the bank requires the customer to pay all the charges for that month. The bank does not force the customer to pay the full amount. It allows the customer to pay for the charges in several payments over a period of time.

However, the bank requires the customer to pay interest on the unpaid part of the charges.

In this way the bank allows customers to buy things they cannot afford at one time.

People can use the card to buy what they want and pay for it over a period of time.

They also do not need to carry a lot of money.

現在請你回答下面三個問題. 每回答一個問題, 老師就會念出正確答案給你 聽, 讓你作個比較, 看你答對了沒有.

第一個問題是:

M: How do Americans pay for things they buy?

F: They pay cash, write checks or use credit cards.

第二個問題是:

M: What is a credit card?

F: It is a small rectangular plastic card which is used for money.

第三個問題是:

M: What are some of the advantages in using credit cards?

F: People can buy things that they cannot afford at one time. They also do not need to carry a lot of money.