評論
打印
Lisa, why did you pay for you meal with cash instead of the payment apps on your phone?
麗莎，你吃飯為什么要用現金買單，不用手機上的支付軟件呢？
Well, I've gone back to cash.
這個啊，因為我又用回現金了。
I'm only using payment apps if that's the only option.
只有在萬不得已的情況下我才用支付軟件。
I'm trying to save money for a new phone,
我正在為買新手機存錢，
and I find that using cash rather than payment apps helps me to save.
我發現，不用支付軟件，用現金的話能幫我省錢。
But how?
但是怎么省呢？
Money is money, isn't it?
錢就是錢，不是嗎？
I don't think it matters whether you take it out to the bank and put it into wallet,
我覺得，不管是從銀行把錢取出來放錢包里，
or simply transfer from your bank account to the sellers' bank account using an app.
還是用軟件直接把錢從你的銀行賬戶轉給商家的銀行賬戶都是一樣的啊。
No, I believe it does matter.
不，我覺得不一樣。
It's a psychological phenomenon.
這個涉及一個心理方面的問題。
I believe we have less connection with a value of our money, when we just tap the approve buttons on our phones.
我覺得，只需在手機上點一下同意按鈕的話，我們對錢的價值的感知會變弱。
You might have a point,
你說得似乎也有理，
since I stop carrying cash around, and start to using my phone apps to pay,
自從我不再隨身攜帶現金，開始轉用手機支付以后，
I may have developed a tendency to buy more small or non-essential items.
我可能已經養成了亂買很多非必需的小東西的習慣了。
That's highly possible, think about the amount of time we spend with our phones in our hands,
很有可能，想想，我們有多少時間是隨身帶著手機的，
and all the things we do with our phones.
還有我們用手機做的各種事情。
It sometimes seems that our phone is buying the product for us, not ourselves.
有時候就感覺決定買某個產品的不是我們自己，而是我們的手機。
So, cash is the payment affects our ability to budget?
那現金付款是會影響我們支出預算的能力是嗎？
I believe so.
我覺得是。
If we spend a hundred Yuan in cash,
如果我們花了一百塊的現金，
we realize that we don't have that hundred Yuan to spend on something else.
我們就會意識到那一百塊被花出去就沒法再拿來買別的東西了。
But if we spend in electronically, we're less likely to make that mental calculation.
但如果我們是以電子方式消費的，我們可能就不太會進行這種盤算。
I stopped using my credit card because I'm fond of spending excessively.
我停用信用卡就是因為我太喜歡過度消費了。
Perhaps I should take the same approach of paying using my phone.
也許手機支付這事兒我也應該這么做。
It's worth considering.
值得考慮。
Questions 8 to 11 are based on the conversation you have just heard.
請根據剛才所聽的新聞報道回答8-11題。
Q8: Why did the woman decide to go back to cash for payment?
問題8：為什么這位女士決定用回現金支付？
Q9: what happens when people use apps for payment according to the woman?
問題9：根據這位女士的說法，人們使用APP進行支付時會發生什么？
Q10: what might the man tend to buy with payment apps?
問題10：這名男子可能傾向于用支付應用購買哪種類型的產品？
Q11: what does the man think of electronic payment?
問題11：這名男子對電子支付有什么看法？
