參考譯文：

The mobile payment market has thrived in China during the past few years. With the advent of the mobile Internet, mobile shopping has gradually become a trend. Young people aged from 18 to 30 have constituted the largest group of the mobile payment market. Because it is quite easy to make a payment by phone, many consumers would rather pay by mobile phone than in cash or by credit card. In order to encourage people to spend more, many stores offer discounts to consumers who use the mobile payment. As is predicted by experts, the mobile payment market in China still has great potential for development in the future.