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However, the benefits that security consultants provide are only available if people have access to kidnapping and ransom insurance.
然而，安全顧問提供的好處只有在人們有機會獲得綁架和贖金保險的情況下才能獲得。
Governments should work with the industry to develop innovative ways to extend coverage to vulnerable groups.
政府應與行業合作，開發創新方法，擴大弱勢群體的覆蓋面。
K&R coverage can be tucked into travel-insurance policies or provided through employers whose staff operate internationally.
K&R保險可以包含在旅行保險單中，或者通過員工在國際上工作的雇主提供。
For high-risk groups, such as freelance journalists and volunteer aid workers in conflict zones, the challenge is more difficult.
對于高危人群，比如沖突地區的自由記者和志愿援助工作者，挑戰就更大了。
But governments can work with the industry to develop specialised products, even if these require public subsidies.
但政府可以與該行業合作開發專門產品，即使這些產品需要公共補貼。
Finally, the families of kidnapping victims who lack insurance
最后是那些沒有保險的綁架受害者的家庭，
should be given access to security consultants in extraordinary circumstances, such as those with national security implications.
在特殊情況下，如涉及國家安全的情況下，他們應被允許接觸安全顧問。
This can be done by creating an industry-wide pro bono standard, whereby security companies increase their volunteer services.
這可以通過建立一個全行業的無償服務標準來實現，這樣安全公司就可以增加他們的志愿服務。
It could also be done via some sort of government pool that needy families can access if certain standards are met.
它也可以通過某種政府統籌來實現，如果符合某些標準，貧困家庭就可以獲得這種資助。
When I met with representatives from the Foreign Office,
當我會見外交部的代表時，
I found them dug in to their view that the no-concessions policy was simply not up for discussion or debate.
我發現他們固執地認為，不讓步政策根本不值得討論或辯論。
This is a shame, because data made available in recent years does not support its central contention,
這是一個恥辱，因為近年來的數據并不支持它的核心論點，
namely that refusing to pay ransom reduces the risk of future crime.
也就是說，拒絕支付贖金可以降低未來犯罪的風險。
Moreover, as Doug Milne notes: “By refusing to allow concessions, you drive the negotiations underground,
此外，正如道格·米爾恩所指出的：“拒絕讓步，你就把談判推到了地下，
so the intelligence you might otherwise get following the case disappears.
所以你追蹤這個案子可能得到的情報就消失了。
The families feel they could potentially be prosecuted. And the government becomes the enemy.”
他們的家人覺得他們可能會被起訴。政府就成了他們的敵人。”
That’s a bad outcome that does not serve the hostage, or advance Britain’s national security.
這是一個糟糕的結果，既無助于人質，也無助于英國的國家安全。
It’s time to consider a new approach.
是時候考慮一種新方法了。
