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In 1932, the Bank of France asked the United States to convert their holdings from dollars into gold.
1932年時，法蘭西銀行向美國提出申請，希望把銀行中的美元兌換成黃金。
But it was too inconvenient to think about actually shipping all of that gold over to Europe.
但想想看，要把數(shù)額巨大的黃金運(yùn)回歐洲，這是件多么困難的事。
So instead, someone went to where that gold was being stored and they just labeled it as belonging to France now.
最后，有人想出了一個方法，法蘭西銀行派出工作人員飛往美國黃金儲備處，把屬于法國的黃金打上標(biāo)記。
And everyone agreed that France owned the gold. It's just like those Rai stones.
所有人都承認(rèn)這些黃金是屬于法國的，這就像之前提到的石灰?guī)r石幣，不是嗎？
The point I want to make with these two examples is that there's nothing inherently valuable about a dollar or a stone or a coin.
我提到這兩個例子的原因是，沒有東西是存在固有價值的，不論是美元、石頭還是硬幣。
The only reason these things have any value is because we've all decided they should.
這些東西擁有價值，只是因?yàn)槲覀冑x予了它們價值。
And because we've decided that, they do.
也正是因?yàn)槲覀冞@樣定義，它們才有價值。
Money is about the exchanges and the transactions that we have with each other. Money isn't anything objective.
金錢是存在我們之間、用于交換和交易的東西，錢并不是客觀具體存在的事物。
It's about a collective story that we tell each other about value.
它是關(guān)于價值的故事的集合，幫助我們互相了解價值。
A collective fiction. And that's a really powerful concept.
也是虛構(gòu)的集合。這是一種很強(qiáng)大的概念。
In the past two decades, we've begun to use digital money.
在過去二十年里，我們才剛開始使用數(shù)字貨幣。
So I get paid via direct deposit, I pay my rent via bank transfer, I pay my taxes online.
我的工資直接存入我的儲蓄賬戶，我通過銀行轉(zhuǎn)賬來支付房租、網(wǎng)上繳稅。
And every month, a small amount of money is deducted from my paycheck and invested in mutual funds in my retirement account.
每個月我薪水中的一小部分都會存入我退休賬戶里的互惠基金名下。
All of these interactions are literally just changing 1's and 0's on computers.
毫不夸張的說，所有這些交易行為只是電腦程序中1和0的改變。
There's not even anything physical, like a stone or a coin.
甚至都沒有像石頭或者硬幣那樣的實(shí)實(shí)在在的物質(zhì)存在。
Digital money makes it so that I can pay someone around the world in seconds.
數(shù)字貨幣的使用，可以讓遙遠(yuǎn)之外的某人在幾秒之內(nèi)就收到錢。
