Years ago, when I was 26, I took a weekend class called "How to Buy Real Estate Foreclosures."
多年以前,我26歲,參加了一個周末研討班,內容是“如何購買破產的房地產”。
I learned a formula. The next trick was to have the discipline to actually put into action what I had learned.
在那里我學到了一個模式,接下來我就試著付諸實踐。
That is where most people stop.
而這一步正是許多人沒能做到的。
For three years, while working for Xerox, I spent my spare time learning to master the art of buying foreclosures.
在為施樂公司工作的3年中,我用業余時間學習并掌握了購買破產的財產的技巧。
I've made several million dollars using that formula.
運用這個模式,我賺取了數百萬美元。
So after I mastered that formula, I went in search of other formulas.
因此,我又開始尋找其他的模式。
For many of the classes, I did not use the information I learned directly, but I always learned something new.
我參加過很多短期的研討班,或許我并沒有使用過學到的知識,但我還是開闊了視野。
Step 5. Pay yourself first: the power of self-discipline.
5.首先支付自己——自律的力量。
If you cannot get control of yourself, do not try to get rich.
如果你控制不了自己,就別想著致富。
It makes no sense to invest, make money, and blow it.
這樣做對于投資、掙錢和花錢來說毫無意義。
It is the lack of self-discipline that causes most lottery winners to go broke soon after winning millions.
正是因為缺乏自律,大部分中彩票大獎的人在獲得數百萬美元后很快就破產了。
It is the lack of self-discipline that causes people who get a raise to immediately go out and buy a new car or take a cruise.
也正是由于缺乏自律,人們才會在加薪后立即去買新車或乘游輪旅行。
It is difficult to say which of the 10 steps is the most important.
很難說這10個步驟中哪一個最重要。
But of all the steps, this step is probably the most difficult to master if it is not already a part of your makeup.
不過對于所有這些步驟來說,這個步驟最難掌握,如果它不是你習慣去做的事情就更是如此。
I would venture to say that the lack of personal self-discipline is the number-one delineating factor between the rich, the poor, and the middle class.
我要冒昧說一句:能否自律是將富人、窮人和中產階級區分開來的首要因素。