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Step 1: Credit Card Protection Plans 有節制地使用信用卡
They promise to make minimum payments if you lose your job. But they add a significant amount to your monthly bill- money better spent paying down balances.
Step 2: Commercial Grade Appliances 使用劃算的家電
Americans are eating out more than ever, and an inexpensive microwave heats take-out quite well.
Step 3: Detox 戒掉不良嗜好
Teas, colonics, even Japanese foot pads claim to detoxify your body. Your liver and kidneys do that for free.
Step 4: Jeans 牛仔褲
The average American woman owns 8 pairs or more. Even at 75% off put them back.
Step 5: Kleenex Box Covers 克里奈克斯面紙蓋子
Research has shown tissue works fine without a cover.
Step 6: Gag Gifts 惡作劇的小玩具
Gag gifts are only funny once. And they're not even that funny. No refunds. Same goes for cutesy knick-knacks.
Step 7: Air Fresheners 空氣清涼劑
If your house stinks, clean it. That should take care of the odor.
Step 8: Satellite Navigation 衛星導航
The vast majority of drivers know exactly where they're going. If you don't, online directions are free.
Step 9: Big Box Bulk 大整理箱
If you don't use it, it's not a bargain. It's a waste.
Step 10: Home Exercise Equipment 家庭健身設備
Most of it ends up unused, and there are far cheaper ways to hang up wet socks.
