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People who manage to sock away money – even on a tight budget – all live by this motto: Make it over, use it up, make do, or do without. Now you can learn from their secrets!
You Will Need
Motto
Due diligence
Quality merchandise
Price monitoring
Self-sufficiency
Priorities
Promotion codes (optional)
Coupons (optional)
Free shipping (optional)
Store policies (optional)
Step 1: Do your homework（做計劃）
Do your homework before buying anything, especially big-ticket items. With the internet, comparison shopping is easier than ever.
Once you’ve made a buying decision, search online for “promotion codes,” “coupons,” and “free shipping.”
Step 2: Invest in quality（投資質(zhì)量）
Buy quality merchandise. It’s cheaper in the long run because it won’t need to be fixed as often or replaced as soon.
Step 3: Check every receipt（保存好收據(jù)）
Check every store receipt and restaurant bill to make sure you’ve been charged correctly. If you put a meal on a credit or debit card, keep the restaurant receipt to compare with your credit card or bank statement; some restaurants engage in so-called “tip-jacking,” – adding in a tip or increasing the one you gave them.
Know the store policy on price accuracy; some give away an item if it’s scanned higher than the advertised cost.
Step 4: Ask yourself this question（多問問自己）
When buying a non-necessity, like clothing, ask yourself if you really, really love it. If not, put it back. Even if you do love it, wait a few days before buying it; by then, the urge may have completely passed.
Step 5: Become a do-it-yourselfer（盡量親歷親為）
Become a devotee of do-it-yourself. Learn how to make simple home repairs, do basic sewing, and cook meals from scratch.
Step 6: Establish priorities（分清主次）
Set priorities, such as home ownership or early retirement. Saving up is easier if you have savings goals.
