我們已經將這些貨物按發票金額加百分之十投保綜合險。

An F.P.A. policy only covers you against total loss in the case of minor perils.

平安險只有在發生較小危險時才給保全部損失險。

The F.P.A. doesn't cover partial loss of the nature of particular average.

平安險不包括單獨海損性質的部分損失。

A W.P.A. or W.A. policy covers you against partial loss in all cases.

水漬險在任何情況下都給保部分損失險。

You'll cover SRCC risks, won't you?

你們要保罷工、暴動、民變險，是嗎？

As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account.

按照我們的慣例，只�；�本險，按發票金額110%投保。如果要加保其它險別，例如破碎險、滲漏險、盜竊遺失險、鉤損和污染險等，額外保險費由買方負擔。

Words and Phrases

insurance free of (from) particular average (FPA). 平安險（單獨海損不賠）

insurance with particular average (WPA), basic risks. insurance against all risks. 綜合險，應保一切險

risk of breakage 破碎險

risk of clashing 碰損險

risk of rust 生銹險

risk of hook damage 鉤損險

risk of contamination (tainting) 污染險

insurance against total loss only (TLO) 全損險

risk of deterioration 變質險

risk of packing breakage 包裝破裂險

risk of inherent vice 內在缺陷險

risk of normal loss (natural loss)? 途耗或自然損耗險

risk of spontaneous combustion 自然險

risk of contingent import duty 進口關稅險

insurance against war risk 戰爭險

Air Transportation Cargo War Risk 航空運輸戰爭險

overland Transportation Insurance War Risk 陸上運輸戰爭險

insurance against strike, riot and civil commotion (SRCC) 罷工，暴動，民變險

insurance against extraneous risks, insurance against additional risks 附加險

risk of theft, pilferage and nondelivery (TRND) 盜竊提貨不著險

risk of fresh and/of rain water damage(wetting) 淡水雨淋險

risk of leakage 滲漏險

risk of shortage in weight/quantity 短量險

risk of sweating and/or heating 受潮受熱險

risk of bad odour(change of flavour) 惡味險，變味險

risk of mould 發霉險

on deck risk 艙面險

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