take/use...as collateral
做抵押

Many people use personal assets as collateral for small business loans.
許多人用個人資產作抵押，辦理小額商業貸款。
We take our home as collateral in order to raise money to invest in the scheme.
我們把房子抵押出去，籌款投資這個方案。

A:Can I borrow five bucks?
能借給我5美元嗎？
B:No!
不行！
A:Come on! I'll pay you back on Tuesday.
拜托！我周二就會還給你。
B:Last time I lent you money, you never paid me back.
上次你借我錢，到現在還沒有還。
A:I promise if you lend me five dollars today, I will repay you in full next week.
我保證我今天借你5美元，我下周一定全部還給你。
B:Ok, but I'm taking your skateboard as collateral.
好吧，我拿你的滑板鞋作為抵押品。
A:Fine! I can't believe you don't trust me.
好吧！我不敢相信你竟然不信任我。
B:It's nothing personal, just business.
這個和個人無關，只是交易。