A: Hello. How can we be of service?
您好。我們如何為您效勞?
B: I'm here to see about a Fixed Asset Loan.
我到這里來了解一下有關固定資產貸款的事項。
A: OK, are you already an account holder?
好吧,您已經是賬戶持有人了吧?
B: Yes, I am. But I'm not sure if I'm eligible.
是的,我是。但我不敢肯定是否有資格。
A: To find out if you are eligible for our Fixed Asset Loan,we will have to look at various aspects of your business,such as,your long-term business prospects,your cash flow,your profitability, your capital structure....
要知道您是否有資格獲得我們的固定資產貸款,我們將不得不對您的經營情況的各方面通盤考慮,比如,您的長期業務前景、您的現金流、您的贏利能力、您的資本結構……
B: For my credit worthiness?
這些是為了我的信貸價值?
A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.
是的,然后還有其他定性分析因素,比如業務運作透明度、您的誠信以及您管理團隊的誠實度。