Smith: Supposing your salary is 4,000 yuan a month, how will you spend it?
史密斯:假設你現在的月薪是4000元,你會怎么花?
Li Tian: It's a very practical question.
李甜:這是一個非常現實的問題。
Smith: Yes.
史密斯:是的。
Li Tian: First of all, I'll pay off my rent, bills and set aside enough money for meals.
李甜:首先,我會先交清我的租金、賬單并留出足夠的錢給我的三餐。
Smith: OK.
史密斯:好的。
Li Tian: The rest of money will be used to invest in stock markets or other financial products.
李甜:我會拿剩下的錢去投資股票或者其他理財產品。
Smith: How do you make sure that you won't spend too much on personal enjoyment?
史密斯:你怎么保證你不會在個人享受上面花太多錢?
Li Tian: I have a day-to-day account and budget at the beginning of every month.
李甜:我有一個流水賬,在月初的時候會做預算。
Smith: OK.
史密斯:好的。
Li Tian: And I'll compare the actual expenses with the budget to find out the reasons at the end of each month.
李甜:然后我會在月末的時候比較實際支出和預算,找出原因。