Ben: Hey, son, are you insured?
Steven: Not yet, but I'm thinking of it. Have you bought one, Dad?
Ben: I took out a life insurance policy and made your mother the beneficiary.
Steven： Can you tell me why you want to buy it?
Ben: I am a fireman and it is a dangerous job. I have to consider your mother's life.
Steven: Oh, I see. Do you advise me to buy one?
Ben: You have children now. What if something, God forbid, happens to you?
Steven: That's true. Well, how much do you think I should get?
Ben： A $100 000 policy shouldn't be too expensive. Here, call my agent. He'll give you a good deal.

本：嗨，兒子，你買保險了嗎？
史蒂文：還沒有，不過我正考慮呢。爸爸，你買了嗎？
本：我買了份壽險，受益人是你母親。
史蒂文：你能告訴我你為什么要買嗎？
本：我是消防員，工作很危險。我必須為你母親的生活考慮一下。
史蒂文：哦，我明白了。你建議我買嗎？
本：你現在也有小孩了。如果萬一有什么不測，當然但愿不會如此，那該怎么辦？
史蒂文：那倒是。哦，你覺得我應該花多少錢買這個？
本：10萬元保單不算貴。給你這個，打個電話給我的代理人，他會給你一個合理的價錢。