評論
打印
Correspondent Bank Relationships
代理銀行之間關系
Seiji Okawa is a banker from Osaka.He is discussing correspondent bank relationships with George Danforth ,a banker from Chicago .
小川正治是來自大阪的銀行家，他正和來自芝加哥的銀行家喬治·丹福思討論入來行之間關系問題。
Okawa:American banks have a slightly different relationship with correspondents than Japanese banks do .
小川：美國銀行與日本銀行在往來行關系方面稍有不同，
For example ,you have numerous domestic correspondent relationships .
譬如說，你們有大量的國內往來行關系。
Danforth:Yes,we certainly do .That stems from the predominance of unit banking in the States or the lack of nationwide branch chains .
丹福思：是的，確實如此，這種狀況是由于美國不設立分支行的單一制銀行的特點，或者由于不設全國范圍的分支聯號銀行形成的，
We have to develop correspondent relationships with at least one or two banks in each financial center.
所以我們不得不在每一個財政中心與至少一、兩個銀行發(fā)展往來行關系。
O:Banks in Japan and Europe ,with their extended branch networks,don't find this necessary .
小川：日本和歐洲的銀行都有廣泛的分支網絡，因而他們認為沒有必要發(fā)展大量的國內往來行關系。
Of course ,we have correspondent relationships with many foreign banks,some of which we keep reserve balances with.
當然，我們同許多外國銀行有著往來行關系。并同其中有些銀行保持著儲蓄余額。
D:We find our international correspondent relationship much the same as yours .
丹福思：我發(fā)現在國際往來行關系方面我們國家與你們國家非常相似。
Our domestic and international correspondents permit us to offer a wide range of services to our customers .
我們的國內和國際往來關系使得我們能為我們的顧客提供廣泛的服務，
And we do maintain mutual reserve account relationships with our major correspondents .
而且我們同我們的主要往來行的確保持著相互之間的儲備帳戶關系。
O:Do you frequently join with your correspondents in consortium relationship?
小川：你們與往來行之間有著合作關系，那么你們有密切的來往嗎?
D:Yes,we naturally have closer connections with our correspondents in exchanging information and participating in various consortium plans .
丹福思：是的，我們同往來行自然有著更為密切的聯系，我們死相交換情報，并參與各種合作計劃，
This is one of the strengths of correspondent bank system .
這也是往來行體系的強有力的作用之一。
