評論
打印
Computing Daily Interest
計算日息
Donald Craig is asking the New Accounts clerk at the First National Bank about their daily interest advertisements.
唐納德·克雷格在第一國民銀行向一個負責新開帳戶的職員詢問有關銀行的日息廣告的事。
Craig:What do you mean when you say daily interest in your advertisements?
克雷格：你們的廣告中所說的日息是什么意思?
Clerk:We mean that we compute interest on your account balance every day and credit it to your account on a quarterly basis.
職員：我們的意思是說，我們每日計算您的帳戶余額應得利息，并且每個季度把應得利息計入您的帳戶的貸方。
Cr:How can you compute the earnings daily ?Isn't that too much trouble ?
克雷格：你們怎么能夠每日都計算應得利息呢?那不是太麻煩了嗎?
C:Well,actually Mr.Craig ,it's relatively easy to do since we keep all our account records by computer
職員：哦，克雷格先生，實際上做到這一點是比較容易的。因為我們使用計算機儲存我們所有的帳戶記錄，
This enables us to give even better service to our customers .
這樣我們就能更好地為我們的顧客服務。
Cr:You really mean ,then ,that you're paying me interest on the interest that I earn if I keep my money in the bank .
克雷格：那么您實際上是說，如果我把錢存入銀行，你們就會以復制的形式支付我所贏得的利息了。
C:Yes,that's right.We credit your earned interest automatically to your account and that figures as part of the balance for the next interest-earning period.
職員：是這樣的。我們會自動地把您贏得的利息計入您的帳戶的貨方，而且這些利息成了您的帳戶中存款余額的一部分。
It's really an accumulative account which continues to grow and earn returns for you .
再接著計算利息時，這一部分余額也將贏得利息。這的確是個累計帳戶，不斷地增加數額為您生息。
Cr:What if I withdraw the earned interest each time? Then I lose the advantages of an accumulative account ,don't I ?
克雷格：如果我每次都把贏得的利息取出來，又會怎么樣呢?那我就失去了累計帳戶的優勢，對嗎?
C:Yes,you would .The accumulative effect only works if you maintain the balance and earned interest in the account.
職員：是的，您會失去的。您只有保留帳戶中的金額和贏得的利息，累計帳戶的效果才能體現出來。
Cr:That's a good way to make money .I'll try not to make any more withdrawals .
克雷格：這到是個掙錢的好辦法，我爭取盡量少提取存款。
C:Yes,that's a good plan .
職員：這是個好計劃。
Cr:You're right .Maybe I'll become rich that way!
克雷格：您說得對，照這樣做法或許我會變得富裕起來。
