Conversation Two
M: Mary, I just got into a small accident with my new car.
W: Are you alright? What happened?
M: I am fine. (5) When I was looking for a parking spot I hit another car. I ran into its back bumper as it was backing out of a parking space. Fortunately, the driver did not get hurt.
W: Thank God. Well, you do have insurance, right?
M: Yes. I am so thankful that I pay a little extra every month for full coverage.
W: What is the difference between full coverage and liability only?
M: (8) Full coverage costs more, but it will pay more to have your car fixed if you get into an accident. Liability would only take care of damages to someone else's car, but not mine.
W: So you won't have to pay for the damages to your car from the accident today.
M: (6) I have to pay a small amount of deductible, but it is still a lot less than I would have to pay to fix the car myself.
W: Does your insurance cover the damage to the other car too?
M: (6) Usually it would, but the other driver did not have any insurance.
W: (6) If a driver does not have insurance then you are not responsible for damages to their car?
M: (6) Yes, because you are not supposed to drive at all unless you have insurance.
W: Did you receive a ticket for the accident? What about the other driver?
M: (7) The police officer gave me a small ticket because it was my fault. The other driver's ticket was higher because he did not have insurance while driving.
Question 5. What happened to the man today?
Question 6. What will the man's insurance cover this time?
Question 7. How did the police deal with the accident?
Question 8. What can we know about the conversation?
對話二
男:瑪麗,我的新車剛剛發生了一個小事故
女:你沒事吧?怎么了?
男:我沒事 。我在找停車車位的時候撞上了另外一輛車 。那輛車從車位往外退的時候,我撞到了它的后保險杠 。幸運的是,那個司機沒有受傷 。
女:幸好啊 。嗯,你有保險,對吧?
男:是的 。幸好我每個月都多花點錢買了全額保險 。
女:全額保險和責任保險有什么區別?
男:全額保險花費更多,不過如果你的車出了意外,它會給你付更多修車費 。責任保險只負責對別人的車所造成的損失,不包括自己的車 。
女:所以今天的事故對你的車所造成的的損失你不用出錢 。
男:我得出一小筆免賠金額,不過這比我自己花錢修車要便宜得多 。
女:你的保險包括對另一輛車造成的損失嗎?
男:一般情況下會包括,但是那個司機沒有保險 。
女:如果司機沒有保險,那么你就不需要對他們的車所造成的損失負責嗎?
男:是的,因為如果你沒有保險,你就不應該開車 。
女:你因為這個事故收到罰單了嗎?另一位司機呢?
男:警察給了我一張小小的罰單,因為這是我的過錯 。另一位司機的罰單金額更多,因為他沒有保險就開車 。
問題5 這個男人今天發生了什么事?
問題6 這個男人的保險這次會包括哪些內容?
問題7 警察是如何處理這次事故的?
問題8 關于對話,我們知道些什么?
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