語(yǔ)篇分析
　　46.If you have a federal loan.you are allowed to pay back the loan later when you are fired.
　　詳解 如果你有聯(lián)邦貸款，可以在失業(yè)時(shí)延期還款。
　　譯文 由關(guān)鍵詞a federal loan， later ,fired定位到原文劃線句。
　　47.LearnVest informs you about your spending so that you can see where to save money to pay off your debt
　　譯文 LearnVest的消費(fèi)查詢可以讓你看到應(yīng)該在哪里減少開(kāi)支，以便節(jié)省出更多的錢還貸。
　　定位 由關(guān)鍵詞LearnVest，spending，save money定位到原文劃線句。
　　48.Even for financial experts.Financial problems may have taken them years to deal with.
　　譯文 秘即便是金融專家，他們也可能曾經(jīng)花費(fèi)了多年的時(shí)間來(lái)處理財(cái)務(wù)問(wèn)題。
　　定位 由關(guān)鍵詞financial experts，for years定位到原文劃線句。
　　49.You are advised to start with the loans with the higher interest rate.
　　【O】So make sure you know the rank of your loans，in order from smallest to largest，and lowest interest to highest interest.Do whatever is possible to reduce the interest;　as our columnist Helaine Olen points out，Sallie Mae offers you a 0.25% reduction in your loan interest if you sign up for an automatic debit(借方)plan　just make sure the money is always going to be in your account.If you don’t want to do mat，follow Helaine's other piece of advice：　you're smarter to pay off the loans with the higher interest rate first.This will create the biggest impact.Another popular strate! is the“snowball”method，　where you pay the most on the smallest debt owed.So if you have a$20，000 loan and a$10.000 loan.the“snowball”method means you will start paying more towards the $10.　000 loan.You’ll see it disappear faster.These two methods don’t always go together;so try what feels comfortable.The important thing is to see and track your progress.
　　譯文 人們應(yīng)該優(yōu)先償還 利率高的債務(wù)。
　　定位 由關(guān)鍵詞advised，higher interest rate定位到原文劃線句。
　　50.Many Americans ale in debt and learning how to handle it will take a lifetime.
　　譯文 許多美國(guó)人都有債務(wù)，并且需要用一生的時(shí)間來(lái)學(xué)習(xí)如何處理債務(wù)。
　　定位 由關(guān)鍵詞debt，handle，lifetime定位到原文劃線句。
　　51.With Google Docs spreadsheet，you can create your own personalized debt graphs.
　　譯文 借助于Google Dos spreadsheet，你能夠創(chuàng)建自己個(gè)性化的債務(wù)圖表。
　　定位 由關(guān)鍵詞Google Docs spreadsheet，personalized，graphs定位到原文劃線句。
　　52.If you don’t have enough income，you are advised to try other ways of making money.
　　譯文 如果你收入不夠，可以考慮別的賺錢方法。
　　定位 由關(guān)鍵詞enough，income.making money定位到原文劃線句。
　　53.Those student loan providers’websites don’t present the growth of your debt load.
　　譯文 學(xué)生貸款網(wǎng)站不展示你的債務(wù)增長(zhǎng)額。
　　定位 由關(guān)鍵詞websites，growth，debt load定位到原文劃線句。
　　54.The result of inaction to your loans is to bring about bigger loans.
　　譯文 逃避債務(wù)的結(jié)果是帶來(lái)更大的債務(wù)。
　　定位 由關(guān)鍵詞result，bigger loans定位到原文劃線句。
　　55.When you toss away envelopes containing your bills，you actually feel more anxious about it.
　　譯文 當(dāng)你把裝有賬單的信封丟到一邊時(shí)，實(shí)際上會(huì)讓你更加焦慮。
　　定位 由關(guān)鍵詞envelopes，bills，anxious定位到原文劃線句。