Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:
1)近年來越來越多的大學生開始使用信用卡
2)分析產生該現象的原因
3)針對大學生使用信用卡提出你的建議